Bernard, IA
Population 101 · Iowa
About Bernard, IA
Bernard is a small community located in Iowa with a population of 101 residents according to the latest US Census Bureau American Community Survey data. The median household income is $63,750 per year, which is 15% below the national median of $75,149. The median age of 29.8 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Bernard features a median home value of $165,600, which is 32% below the national median of $244,900. This positions Bernard in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 46 total housing units, 98% are owner-occupied (45 units) and 2% are renter-occupied (1 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Bernard shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 5.9%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Bernard have an average one-way commute time of 28.3 minutes.
Education & Demographics
25.0% of Bernard residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Bernard, IA
Compared to national averages, Bernard has a median household income of $63,750 (15% below the national median of $75,149). Home values average $165,600, which is 32% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Iowa, Bernard's income is 6% below the state average of $67,947, and home values are 25% above the state median of $132,237.
Why Live in Bernard, IA?
Bernard offers affordable housing with a median home value of $165,600, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features a low poverty rate of 5.9%, better than the national average.
Potential considerations include median household income ($63,750) that falls below the national average. However, Bernard’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Bernard has a population of 101 with a median age of 29.8 years. Compare Bernard with other cities to see how it stacks up, or explore all cities in Iowa.
Similar Cities Near Bernard
Cities in Iowa with a similar population size.
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Iowa
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Bernard With Other Cities
Frequently Asked Questions about Bernard
What is the population of Bernard, IA?
The population of Bernard, IA is 101 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Iowa.
What is the median household income in Bernard?
The median household income in Bernard, IA is $63,750 per year, which is 15% below the national median of $75,149.
What is the median home value in Bernard?
The median home value in Bernard, IA is $165,600, which is 32% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Bernard?
The median monthly rent in Bernard, IA is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Bernard?
The unemployment rate in Bernard, IA is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Bernard, IA a good place to live?
Bernard offers a moderate cost of living, affordable housing, and a strong job market. With a population of 101 and a median age of 29.8, the city appeals to young professionals and families.
How educated is Bernard, IA?
25.0% of residents in Bernard aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Bernard?
Key cost-of-living indicators for Bernard, IA: median home value is $165,600 (32% below national), median rent is $0/month, and median household income is $63,750. The home-value-to-income ratio is 2.6x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Bernard?
The poverty rate in Bernard, IA is 5.9%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Bernard, IA?
Bernard's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.