Charter Oak, IA
Population 489 · Iowa
About Charter Oak, IA
Charter Oak is a small community in Iowa with a population of 489 residents. The median household income is $58,068 per year, which is near the national average. The median age in Charter Oak is 59.5 years.
Housing in Charter Oak has a median home value of $81,600 and median monthly rent of $710. Of the 229 total housing units, the majority are owner-occupied, with 147 owner-occupied and 76 renter-occupied units.
The unemployment rate in Charter Oak is 1.5% and the poverty rate is 12.7%. 9.8% of residents hold a bachelor's degree or higher. The average commute time is 23.3 minutes.
Cost of Living in Charter Oak, IA
Compared to national averages, Charter Oak has a median household income of $58,068 (23% below the national median of $75,149). Home values average $81,600, which is 67% below the national median. Monthly rent at $710 is 39% below the US average of $1,163. Within Iowa, Charter Oak's income is 15% below the state average of $67,947, and home values are 38% below the state median of $132,237.
Why Live in Charter Oak, IA?
Charter Oak offers affordable housing with a median home value of $81,600, below the US average of $244,900, and rent that’s lower than the national average at $710/month, and a strong job market with an unemployment rate of just 1.5%. Additionally, the city features short commute times averaging just 23.3 minutes.
Potential considerations include median household income ($58,068) that falls below the national average. However, Charter Oak’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Charter Oak has a population of 489 with a median age of 59.5 years. Compare Charter Oak with other cities to see how it stacks up, or explore all cities in Iowa.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Charter Oak
What is the population of Charter Oak, IA?
The population of Charter Oak, IA is 489 according to the latest Census data.
What is the median household income in Charter Oak?
The median household income in Charter Oak, IA is $58,068 per year.
What is the median home value in Charter Oak?
The median home value in Charter Oak, IA is $81,600.
What is the average rent in Charter Oak?
The median monthly rent in Charter Oak, IA is $710.
What is the unemployment rate in Charter Oak?
The unemployment rate in Charter Oak, IA is 1.5%.