Cumberland, IA
Population 262 · Iowa
About Cumberland, IA
Cumberland is a small community located in Iowa with a population of 262 residents according to the latest US Census Bureau American Community Survey data. The median household income is $44,427 per year, which is 41% below the national median of $75,149. The median age of 45.6 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Cumberland features a median home value of $60,000, which is 76% below the national median of $244,900. This makes Cumberland one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $755, 35% below the national average of $1,163/month. Of the 115 total housing units, 70% are owner-occupied (78 units) and 30% are renter-occupied (33 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Cumberland shows an unemployment rate of 4.9%, which is near the national rate of 3.7%. The poverty rate stands at 16.8%, above the national average of 12.4%. Workers in Cumberland have an average one-way commute time of 26 minutes.
Education & Demographics
8.4% of Cumberland residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 6.9% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Cumberland, IA
Compared to national averages, Cumberland has a median household income of $44,427 (41% below the national median of $75,149). Home values average $60,000, which is 76% below the national median. Monthly rent at $755 is 35% below the US average of $1,163. Within Iowa, Cumberland's income is 35% below the state average of $67,947, and home values are 55% below the state median of $132,237.
Why Live in Cumberland, IA?
Cumberland offers affordable housing with a median home value of $60,000, below the US average of $244,900, and rent that’s lower than the national average at $755/month.
Potential considerations include median household income ($44,427) that falls below the national average. However, Cumberland’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Cumberland has a population of 262 with a median age of 45.6 years. Compare Cumberland with other cities to see how it stacks up, or explore all cities in Iowa.
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Cities in Iowa with a similar population size.
Demographics
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Economy & Education
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Other Cities in Iowa
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Cumberland
What is the population of Cumberland, IA?
The population of Cumberland, IA is 262 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Iowa.
What is the median household income in Cumberland?
The median household income in Cumberland, IA is $44,427 per year, which is 41% below the national median of $75,149.
What is the median home value in Cumberland?
The median home value in Cumberland, IA is $60,000, which is 76% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cumberland?
The median monthly rent in Cumberland, IA is $755, which is 35% below the national average of $1,163/month.
What is the unemployment rate in Cumberland?
The unemployment rate in Cumberland, IA is 4.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Cumberland, IA a good place to live?
Cumberland offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 262 and a median age of 45.6, the city appeals to established professionals and retirees.
How educated is Cumberland, IA?
8.4% of residents in Cumberland aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Cumberland?
Key cost-of-living indicators for Cumberland, IA: median home value is $60,000 (76% below national), median rent is $755/month, and median household income is $44,427. The home-value-to-income ratio is 1.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Cumberland?
The poverty rate in Cumberland, IA is 16.8%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Cumberland, IA?
Cumberland's population is 0.0% White, 6.9% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.