Cumming, IA
Population 558 · Iowa
About Cumming, IA
Cumming is a small community located in Iowa with a population of 558 residents according to the latest US Census Bureau American Community Survey data. The median household income is $160,357 per year, which is 113% above the national median of $75,149. The median age of 42.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Cumming features a median home value of $486,400, which is 99% above the national median of $244,900. This places Cumming in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,406, 21% above the national average of $1,163/month. Of the 207 total housing units, 88% are owner-occupied (170 units) and 12% are renter-occupied (24 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Cumming shows an unemployment rate of 0.9%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 2.2%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Cumming have an average one-way commute time of 23.8 minutes.
Education & Demographics
60.3% of Cumming residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 1.3% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.7% Asian residents, with 0.7% of the population being foreign-born.
How Cumming Ranks in Iowa
Cost of Living in Cumming, IA
Compared to national averages, Cumming has a median household income of $160,357 (113% above the national median of $75,149). Home values average $486,400, which is 99% above the national median. Monthly rent at $1,406 is 21% above the US average of $1,163. Within Iowa, Cumming's income is 136% above the state average of $67,947, and home values are 268% above the state median of $132,237.
Why Live in Cumming, IA?
Cumming offers a strong local economy with a median household income of $160,357, well above the national average, and a strong job market with an unemployment rate of just 0.9%, and a well-educated community where 60.3% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 2.2%, better than the national average, and short commute times averaging just 23.8 minutes.
Potential considerations include a competitive housing market where the typical home costs $486,400. However, Cumming’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Cumming has a population of 558 with a median age of 42.5 years. Compare Cumming with other cities to see how it stacks up, or explore all cities in Iowa.
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Demographics
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Economy & Education
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Other Cities in Iowa
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Cumming
What is the population of Cumming, IA?
The population of Cumming, IA is 558 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Iowa.
What is the median household income in Cumming?
The median household income in Cumming, IA is $160,357 per year, which is 113% above the national median of $75,149.
What is the median home value in Cumming?
The median home value in Cumming, IA is $486,400, which is 99% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cumming?
The median monthly rent in Cumming, IA is $1,406, which is 21% above the national average of $1,163/month.
What is the unemployment rate in Cumming?
The unemployment rate in Cumming, IA is 0.9%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Cumming, IA a good place to live?
Cumming offers above-average incomes, a competitive housing market, and a strong job market. With a population of 558 and a median age of 42.5, the city appeals to a broad range of residents.
How educated is Cumming, IA?
60.3% of residents in Cumming aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Cumming?
Key cost-of-living indicators for Cumming, IA: median home value is $486,400 (99% above national), median rent is $1,406/month, and median household income is $160,357. The home-value-to-income ratio is 3.0x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Cumming?
The poverty rate in Cumming, IA is 2.2%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Cumming, IA?
Cumming's population is 1.3% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.7% Asian, and 2.2% two or more races. 0.7% of residents are foreign-born.