Derby, IA
Population 106 · Iowa
About Derby, IA
Derby is a small community located in Iowa with a population of 106 residents according to the latest US Census Bureau American Community Survey data. The median household income is $58,750 per year, which is 22% below the national median of $75,149. The median age of 38.8 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Derby features a median home value of $73,800, which is 70% below the national median of $244,900. This makes Derby one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 47 total housing units, 94% are owner-occupied (33 units) and 6% are renter-occupied (2 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Derby shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 34.0%, above the national average of 12.4%. Workers in Derby have an average one-way commute time of 40.4 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
1.4% of Derby residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.9% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Derby, IA
Compared to national averages, Derby has a median household income of $58,750 (22% below the national median of $75,149). Home values average $73,800, which is 70% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Iowa, Derby's income is 14% below the state average of $67,947, and home values are 44% below the state median of $132,237.
Why Live in Derby, IA?
Derby offers affordable housing with a median home value of $73,800, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($58,750) that falls below the national average. However, Derby’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Derby has a population of 106 with a median age of 38.8 years. Compare Derby with other cities to see how it stacks up, or explore all cities in Iowa.
Similar Cities Near Derby
Cities in Iowa with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Keomah Village | 106 | $0 | $189,600 | Compare |
| Orchard | 106 | $52,500 | $0 | Compare |
| Green Mountain | 105 | $50,227 | $86,000 | Compare |
| Dawson | 108 | $65,667 | $82,000 | Compare |
| Hartwick | 104 | $85,000 | $90,000 | Compare |
| Westwood | 104 | $117,083 | $258,900 | Compare |
| North Buena Vista | 110 | $53,750 | $88,300 | Compare |
| Spragueville | 102 | $76,250 | $107,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Iowa
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Derby With Other Cities
Frequently Asked Questions about Derby
What is the population of Derby, IA?
The population of Derby, IA is 106 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Iowa.
What is the median household income in Derby?
The median household income in Derby, IA is $58,750 per year, which is 22% below the national median of $75,149.
What is the median home value in Derby?
The median home value in Derby, IA is $73,800, which is 70% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Derby?
The median monthly rent in Derby, IA is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Derby?
The unemployment rate in Derby, IA is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Derby, IA a good place to live?
Derby offers a moderate cost of living, affordable housing, and a strong job market. With a population of 106 and a median age of 38.8, the city appeals to a broad range of residents.
How educated is Derby, IA?
1.4% of residents in Derby aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Derby?
Key cost-of-living indicators for Derby, IA: median home value is $73,800 (70% below national), median rent is $0/month, and median household income is $58,750. The home-value-to-income ratio is 1.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Derby?
The poverty rate in Derby, IA is 34.0%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Derby, IA?
Derby's population is 0.0% White, 0.9% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.