Luther, IA
Population 130 · Iowa
About Luther, IA
Luther is a small community located in Iowa with a population of 130 residents according to the latest US Census Bureau American Community Survey data. The median household income is $86,667 per year, which is 15% above the national median of $75,149. The median age of 54.6 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Luther features a median home value of $183,000, which is 25% below the national median of $244,900. This positions Luther in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 62 total housing units, 87% are owner-occupied (45 units) and 13% are renter-occupied (7 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Luther shows an unemployment rate of 2.8%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 0.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Luther have an average one-way commute time of 25.3 minutes.
Education & Demographics
19.6% of Luther residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.8% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Luther, IA
Compared to national averages, Luther has a median household income of $86,667 (15% above the national median of $75,149). Home values average $183,000, which is 25% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Iowa, Luther's income is 28% above the state average of $67,947, and home values are 38% above the state median of $132,237.
Why Live in Luther, IA?
Luther offers a strong local economy with a median household income of $86,667, well above the national average, and affordable housing with a median home value of $183,000, below the US average of $244,900, and rent that’s lower than the national average at $0/month. Additionally, the city features a strong job market with an unemployment rate of just 2.8%, and a low poverty rate of 0.0%, better than the national average.
Luther has a population of 130 with a median age of 54.6 years. Compare Luther with other cities to see how it stacks up, or explore all cities in Iowa.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Luther
What is the population of Luther, IA?
The population of Luther, IA is 130 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Iowa.
What is the median household income in Luther?
The median household income in Luther, IA is $86,667 per year, which is 15% above the national median of $75,149.
What is the median home value in Luther?
The median home value in Luther, IA is $183,000, which is 25% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Luther?
The median monthly rent in Luther, IA is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Luther?
The unemployment rate in Luther, IA is 2.8%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Luther, IA a good place to live?
Luther offers above-average incomes, affordable housing, and a strong job market. With a population of 130 and a median age of 54.6, the city appeals to established professionals and retirees.
How educated is Luther, IA?
19.6% of residents in Luther aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Luther?
Key cost-of-living indicators for Luther, IA: median home value is $183,000 (25% below national), median rent is $0/month, and median household income is $86,667. The home-value-to-income ratio is 2.1x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Luther?
The poverty rate in Luther, IA is 0.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Luther, IA?
Luther's population is 0.0% White, 0.8% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.