Terril, IA
Population 357 · Iowa
About Terril, IA
Terril is a small community located in Iowa with a population of 357 residents according to the latest US Census Bureau American Community Survey data. The median household income is $42,917 per year, which is 43% below the national median of $75,149. The median age of 44.9 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Terril features a median home value of $95,400, which is 61% below the national median of $244,900. This makes Terril one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $1,036, 11% below the national average of $1,163/month. Of the 219 total housing units, 81% are owner-occupied (163 units) and 19% are renter-occupied (39 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Terril shows an unemployment rate of 1.8%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 13.2%, above the national average of 12.4%. Workers in Terril have an average one-way commute time of 26.5 minutes.
Education & Demographics
14.0% of Terril residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 1.1% White, 1.1% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Terril, IA
Compared to national averages, Terril has a median household income of $42,917 (43% below the national median of $75,149). Home values average $95,400, which is 61% below the national median. Monthly rent at $1,036 is 11% below the US average of $1,163. Within Iowa, Terril's income is 37% below the state average of $67,947, and home values are 28% below the state median of $132,237.
Why Live in Terril, IA?
Terril offers affordable housing with a median home value of $95,400, below the US average of $244,900, and rent that’s lower than the national average at $1,036/month, and a strong job market with an unemployment rate of just 1.8%.
Potential considerations include median household income ($42,917) that falls below the national average. However, Terril’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Terril has a population of 357 with a median age of 44.9 years. Compare Terril with other cities to see how it stacks up, or explore all cities in Iowa.
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Economy & Education
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Other Cities in Iowa
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Terril
What is the population of Terril, IA?
The population of Terril, IA is 357 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Iowa.
What is the median household income in Terril?
The median household income in Terril, IA is $42,917 per year, which is 43% below the national median of $75,149.
What is the median home value in Terril?
The median home value in Terril, IA is $95,400, which is 61% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Terril?
The median monthly rent in Terril, IA is $1,036, which is 11% below the national average of $1,163/month.
What is the unemployment rate in Terril?
The unemployment rate in Terril, IA is 1.8%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Terril, IA a good place to live?
Terril offers a moderate cost of living, affordable housing, and a strong job market. With a population of 357 and a median age of 44.9, the city appeals to a broad range of residents.
How educated is Terril, IA?
14.0% of residents in Terril aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Terril?
Key cost-of-living indicators for Terril, IA: median home value is $95,400 (61% below national), median rent is $1,036/month, and median household income is $42,917. The home-value-to-income ratio is 2.2x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Terril?
The poverty rate in Terril, IA is 13.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Terril, IA?
Terril's population is 1.1% White, 1.1% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.