Cottage City, MD
Population 1,162 · Maryland
About Cottage City, MD
Cottage City is a small town located in Maryland with a population of 1,162 residents according to the latest US Census Bureau American Community Survey data. The median household income is $78,456 per year, which is 4% above the national median of $75,149. The median age of 48.3 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Cottage City features a median home value of $331,900, which is 36% above the national median of $244,900. This positions Cottage City in a moderately priced market relative to the rest of the country. Median monthly rent is $1,141, 2% below the national average of $1,163/month. Of the 509 total housing units, 72% are owner-occupied (336 units) and 28% are renter-occupied (129 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Cottage City shows an unemployment rate of 5.9%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 10.8%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Cottage City have an average one-way commute time of 36.8 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
21.9% of Cottage City residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 6.7% White, 0.6% Hispanic or Latino, 0.4% Black or African American, and 43.8% Asian residents, with 49.9% of the population being foreign-born.
Cost of Living in Cottage City, MD
Compared to national averages, Cottage City has a median household income of $78,456 (4% above the national median of $75,149). Home values average $331,900, which is 36% above the national median. Monthly rent at $1,141 is 2% below the US average of $1,163. Within Maryland, Cottage City's income is 27% below the state average of $107,956, and home values are 18% below the state median of $402,447.
Why Live in Cottage City, MD?
Cottage City offers a strong local economy with a median household income of $78,456, well above the national average, and rent that’s lower than the national average at $1,141/month, and a low poverty rate of 10.8%, better than the national average.
Cottage City has a population of 1,162 with a median age of 48.3 years. Compare Cottage City with other cities to see how it stacks up, or explore all cities in Maryland.
Similar Cities Near Cottage City
Cities in Maryland with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Cobb Island | 1,162 | $161,141 | $246,100 | Compare |
| Piney Point | 1,171 | $114,271 | $343,300 | Compare |
| Bowmans Addition | 1,149 | $80,489 | $177,500 | Compare |
| Ten Mile Creek | 1,180 | $127,708 | $657,400 | Compare |
| Galesville | 1,206 | $187,656 | $683,800 | Compare |
| Trappe | 1,112 | $64,231 | $243,600 | Compare |
| Potomac Heights | 1,102 | $68,831 | $87,900 | Compare |
| Bowling Green | 1,096 | $71,875 | $123,600 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Maryland
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Cottage City With Other Cities
Frequently Asked Questions about Cottage City
What is the population of Cottage City, MD?
The population of Cottage City, MD is 1,162 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Maryland.
What is the median household income in Cottage City?
The median household income in Cottage City, MD is $78,456 per year, which is 4% above the national median of $75,149.
What is the median home value in Cottage City?
The median home value in Cottage City, MD is $331,900, which is 36% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cottage City?
The median monthly rent in Cottage City, MD is $1,141, which is 2% below the national average of $1,163/month.
What is the unemployment rate in Cottage City?
The unemployment rate in Cottage City, MD is 5.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Cottage City, MD a good place to live?
Cottage City offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 1,162 and a median age of 48.3, the city appeals to established professionals and retirees.
How educated is Cottage City, MD?
21.9% of residents in Cottage City aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Cottage City?
Key cost-of-living indicators for Cottage City, MD: median home value is $331,900 (36% above national), median rent is $1,141/month, and median household income is $78,456. The home-value-to-income ratio is 4.2x, a moderate figure by national standards.
What is the poverty rate in Cottage City?
The poverty rate in Cottage City, MD is 10.8%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Cottage City, MD?
Cottage City's population is 6.7% White, 0.6% Hispanic or Latino, 0.4% Black or African American, 43.8% Asian, and 25.5% two or more races. 49.9% of residents are foreign-born.