Cumberland, MD
Population 18,938 · Maryland
About Cumberland, MD
Cumberland is a mid-sized city located in Maryland with a population of 18,938 residents according to the latest US Census Bureau American Community Survey data. The median household income is $47,819 per year, which is 36% below the national median of $75,149. The median age of 41.5 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Cumberland features a median home value of $120,800, which is 51% below the national median of $244,900. This makes Cumberland one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $728, 37% below the national average of $1,163/month. Of the 10,355 total housing units, 58% are owner-occupied (4,881 units) and 42% are renter-occupied (3,498 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Cumberland shows an unemployment rate of 7.7%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 23.5%, above the national average of 12.4%. Workers in Cumberland have an average one-way commute time of 19.6 minutes, one of the shorter commutes in the region.
Education & Demographics
22.1% of Cumberland residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.3% White, 1.2% Hispanic or Latino, 0.6% Black or African American, and 1.3% Asian residents, with 1.9% of the population being foreign-born.
How Cumberland Ranks in Maryland
Cost of Living in Cumberland, MD
Compared to national averages, Cumberland has a median household income of $47,819 (36% below the national median of $75,149). Home values average $120,800, which is 51% below the national median. Monthly rent at $728 is 37% below the US average of $1,163. Within Maryland, Cumberland's income is 56% below the state average of $107,956, and home values are 70% below the state median of $402,447.
Why Live in Cumberland, MD?
Cumberland offers affordable housing with a median home value of $120,800, below the US average of $244,900, and rent that’s lower than the national average at $728/month, and short commute times averaging just 19.6 minutes.
Potential considerations include median household income ($47,819) that falls below the national average. However, Cumberland’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Cumberland has a population of 18,938 with a median age of 41.5 years. Compare Cumberland with other cities to see how it stacks up, or explore all cities in Maryland.
Similar Cities Near Cumberland
Cities in Maryland with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Redland | 18,976 | $123,587 | $519,600 | Compare |
| East Riverdale | 19,043 | $82,401 | $346,700 | Compare |
| Beltsville | 19,086 | $97,115 | $381,100 | Compare |
| Maryland City | 18,669 | $109,530 | $392,500 | Compare |
| Seabrook | 18,495 | $96,033 | $377,900 | Compare |
| Oxon Hill | 18,491 | $94,989 | $345,500 | Compare |
| Lake Shore | 18,263 | $127,453 | $471,500 | Compare |
| Parole | 17,910 | $119,591 | $521,100 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Maryland
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Cumberland With Other Cities
Frequently Asked Questions about Cumberland
What is the population of Cumberland, MD?
The population of Cumberland, MD is 18,938 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Maryland.
What is the median household income in Cumberland?
The median household income in Cumberland, MD is $47,819 per year, which is 36% below the national median of $75,149.
What is the median home value in Cumberland?
The median home value in Cumberland, MD is $120,800, which is 51% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Cumberland?
The median monthly rent in Cumberland, MD is $728, which is 37% below the national average of $1,163/month.
What is the unemployment rate in Cumberland?
The unemployment rate in Cumberland, MD is 7.7%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Cumberland, MD a good place to live?
Cumberland offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 18,938 and a median age of 41.5, the city appeals to a broad range of residents.
How educated is Cumberland, MD?
22.1% of residents in Cumberland aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Cumberland?
Key cost-of-living indicators for Cumberland, MD: median home value is $120,800 (51% below national), median rent is $728/month, and median household income is $47,819. The home-value-to-income ratio is 2.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Cumberland?
The poverty rate in Cumberland, MD is 23.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Cumberland, MD?
Cumberland's population is 0.3% White, 1.2% Hispanic or Latino, 0.6% Black or African American, 1.3% Asian, and 4.6% two or more races. 1.9% of residents are foreign-born.