St. James, MD
Population 4,581 · Maryland
About St. James, MD
St. James is a small town located in Maryland with a population of 4,581 residents according to the latest US Census Bureau American Community Survey data. The median household income is $103,105 per year, which is 37% above the national median of $75,149. The median age of 40.3 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in St. James features a median home value of $390,800, which is 60% above the national median of $244,900. This places St. James in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,252, 8% above the national average of $1,163/month. Of the 1,704 total housing units, 80% are owner-occupied (1,323 units) and 20% are renter-occupied (330 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in St. James shows an unemployment rate of 0.5%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 3.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. James have an average one-way commute time of 44.2 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
33.7% of St. James residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.4% White, 1.6% Hispanic or Latino, 5.9% Black or African American, and 6.8% Asian residents, with 10.4% of the population being foreign-born.
How St. James Ranks in Maryland
Cost of Living in St. James, MD
Compared to national averages, St. James has a median household income of $103,105 (37% above the national median of $75,149). Home values average $390,800, which is 60% above the national median. Monthly rent at $1,252 is 8% above the US average of $1,163. Within Maryland, St. James's income is 4% below the state average of $107,956, and home values are 3% below the state median of $402,447.
Why Live in St. James, MD?
St. James offers a strong local economy with a median household income of $103,105, well above the national average, and a strong job market with an unemployment rate of just 0.5%, and a low poverty rate of 3.1%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $390,800. However, St. James’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
St. James has a population of 4,581 with a median age of 40.3 years. Compare St. James with other cities to see how it stacks up, or explore all cities in Maryland.
Similar Cities Near St. James
Cities in Maryland with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Chester | 4,539 | $90,938 | $441,200 | Compare |
| Seat Pleasant | 4,515 | $54,076 | $296,600 | Compare |
| Springdale | 4,476 | $168,400 | $436,500 | Compare |
| Shady Side | 4,460 | $138,346 | $446,800 | Compare |
| Woodmore | 4,710 | $186,713 | $561,700 | Compare |
| Leonardtown | 4,712 | $148,276 | $528,100 | Compare |
| Centreville | 4,725 | $93,276 | $430,900 | Compare |
| Perryville | 4,425 | $75,543 | $267,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Maryland
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. James With Other Cities
Frequently Asked Questions about St. James
What is the population of St. James, MD?
The population of St. James, MD is 4,581 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Maryland.
What is the median household income in St. James?
The median household income in St. James, MD is $103,105 per year, which is 37% above the national median of $75,149.
What is the median home value in St. James?
The median home value in St. James, MD is $390,800, which is 60% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. James?
The median monthly rent in St. James, MD is $1,252, which is 8% above the national average of $1,163/month.
What is the unemployment rate in St. James?
The unemployment rate in St. James, MD is 0.5%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is St. James, MD a good place to live?
St. James offers above-average incomes, a competitive housing market, and a strong job market. With a population of 4,581 and a median age of 40.3, the city appeals to a broad range of residents.
How educated is St. James, MD?
33.7% of residents in St. James aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in St. James?
Key cost-of-living indicators for St. James, MD: median home value is $390,800 (60% above national), median rent is $1,252/month, and median household income is $103,105. The home-value-to-income ratio is 3.8x, a moderate figure by national standards.
What is the poverty rate in St. James?
The poverty rate in St. James, MD is 3.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is St. James, MD?
St. James's population is 0.4% White, 1.6% Hispanic or Latino, 5.9% Black or African American, 6.8% Asian, and 6.1% two or more races. 10.4% of residents are foreign-born.