St. Michaels, MD
Population 1,381 · Maryland
About St. Michaels, MD
St. Michaels is a small town located in Maryland with a population of 1,381 residents according to the latest US Census Bureau American Community Survey data. The median household income is $73,831 per year, which is 2% below the national median of $75,149. The median age of 49.8 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in St. Michaels features a median home value of $530,200, which is 116% above the national median of $244,900. This places St. Michaels in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $946, 19% below the national average of $1,163/month. Of the 851 total housing units, 70% are owner-occupied (460 units) and 30% are renter-occupied (193 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in St. Michaels shows an unemployment rate of 7.6%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 5.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. Michaels have an average one-way commute time of 20.1 minutes.
Education & Demographics
46.5% of St. Michaels residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 5.5% White, 0.3% Hispanic or Latino, 0.0% Black or African American, and 5.6% Asian residents, with 18.2% of the population being foreign-born.
How St. Michaels Ranks in Maryland
Cost of Living in St. Michaels, MD
Compared to national averages, St. Michaels has a median household income of $73,831 (2% below the national median of $75,149). Home values average $530,200, which is 116% above the national median. Monthly rent at $946 is 19% below the US average of $1,163. Within Maryland, St. Michaels's income is 32% below the state average of $107,956, and home values are 32% above the state median of $402,447.
Why Live in St. Michaels, MD?
St. Michaels offers rent that’s lower than the national average at $946/month, and a well-educated community where 46.5% of residents hold a bachelor’s degree or higher, and a low poverty rate of 5.1%, better than the national average. Additionally, the city features short commute times averaging just 20.1 minutes.
Potential considerations include median household income ($73,831) that falls below the national average, and a competitive housing market where the typical home costs $530,200. However, St. Michaels’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
St. Michaels has a population of 1,381 with a median age of 49.8 years. Compare St. Michaels with other cities to see how it stacks up, or explore all cities in Maryland.
Similar Cities Near St. Michaels
Cities in Maryland with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Libertytown | 1,368 | $109,453 | $375,300 | Compare |
| Woodsboro | 1,394 | $115,583 | $438,100 | Compare |
| New Windsor | 1,338 | $111,731 | $337,500 | Compare |
| Fairmount Heights | 1,429 | $92,321 | $335,200 | Compare |
| Edmonston | 1,332 | $82,431 | $392,600 | Compare |
| Spencerville | 1,433 | $0 | $626,100 | Compare |
| Buckeystown | 1,317 | $141,250 | $539,400 | Compare |
| Charlotte Hall | 1,448 | $108,936 | $351,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Maryland
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. Michaels With Other Cities
Frequently Asked Questions about St. Michaels
What is the population of St. Michaels, MD?
The population of St. Michaels, MD is 1,381 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Maryland.
What is the median household income in St. Michaels?
The median household income in St. Michaels, MD is $73,831 per year, which is 2% below the national median of $75,149.
What is the median home value in St. Michaels?
The median home value in St. Michaels, MD is $530,200, which is 116% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. Michaels?
The median monthly rent in St. Michaels, MD is $946, which is 19% below the national average of $1,163/month.
What is the unemployment rate in St. Michaels?
The unemployment rate in St. Michaels, MD is 7.6%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is St. Michaels, MD a good place to live?
St. Michaels offers a moderate cost of living, a competitive housing market, and growing employment opportunities. With a population of 1,381 and a median age of 49.8, the city appeals to established professionals and retirees.
How educated is St. Michaels, MD?
46.5% of residents in St. Michaels aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in St. Michaels?
Key cost-of-living indicators for St. Michaels, MD: median home value is $530,200 (116% above national), median rent is $946/month, and median household income is $73,831. The home-value-to-income ratio is 7.2x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in St. Michaels?
The poverty rate in St. Michaels, MD is 5.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is St. Michaels, MD?
St. Michaels's population is 5.5% White, 0.3% Hispanic or Latino, 0.0% Black or African American, 5.6% Asian, and 21.1% two or more races. 18.2% of residents are foreign-born.