Coldwater, MI
Population 13,847 · Michigan
About Coldwater, MI
Coldwater is a mid-sized city in Michigan with a population of 13,847 residents. The median household income is $50,084 per year, which is near the national average. The median age in Coldwater is 40.2 years.
Housing in Coldwater has a median home value of $120,900 and median monthly rent of $912. Of the 4,980 total housing units, the majority are owner-occupied, with 2,814 owner-occupied and 1,775 renter-occupied units.
The unemployment rate in Coldwater is 6.0% and the poverty rate is 19.9%. 14.5% of residents hold a bachelor's degree or higher. The average commute time is 16.1 minutes.
Cost of Living in Coldwater, MI
Compared to national averages, Coldwater has a median household income of $50,084 (33% below the national median of $75,149). Home values average $120,900, which is 51% below the national median. Monthly rent at $912 is 22% below the US average of $1,163. Within Michigan, Coldwater's income is 24% below the state average of $66,017, and home values are 34% below the state median of $183,391.
Why Live in Coldwater, MI?
Coldwater offers affordable housing with a median home value of $120,900, below the US average of $244,900, and rent that’s lower than the national average at $912/month, and short commute times averaging just 16.1 minutes.
Potential considerations include median household income ($50,084) that falls below the national average. However, Coldwater’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Coldwater has a population of 13,847 with a median age of 40.2 years. Compare Coldwater with other cities to see how it stacks up, or explore all cities in Michigan.
Similar Cities Near Coldwater
Cities in Michigan with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Sault Ste. Marie | 13,373 | $55,031 | $127,300 | Compare |
| Fraser | 14,604 | $61,118 | $193,600 | Compare |
| Owosso | 14,658 | $53,702 | $121,500 | Compare |
| Ionia | 12,950 | $60,729 | $161,100 | Compare |
| Rochester | 12,939 | $104,920 | $450,800 | Compare |
| Woodhaven | 12,761 | $83,291 | $221,200 | Compare |
| Hazel Park | 14,945 | $62,878 | $141,200 | Compare |
| Berkley | 15,084 | $113,103 | $289,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Michigan
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Coldwater
What is the population of Coldwater, MI?
The population of Coldwater, MI is 13,847 according to the latest Census data.
What is the median household income in Coldwater?
The median household income in Coldwater, MI is $50,084 per year.
What is the median home value in Coldwater?
The median home value in Coldwater, MI is $120,900.
What is the average rent in Coldwater?
The median monthly rent in Coldwater, MI is $912.
What is the unemployment rate in Coldwater?
The unemployment rate in Coldwater, MI is 6.0%.