Harbor Springs, MI
Population 1,015 · Michigan
About Harbor Springs, MI
Harbor Springs is a small town located in Michigan with a population of 1,015 residents according to the latest US Census Bureau American Community Survey data. The median household income is $60,556 per year, which is 19% below the national median of $75,149. The median age of 64.9 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Harbor Springs features a median home value of $368,100, which is 50% above the national median of $244,900. This places Harbor Springs in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $950, 18% below the national average of $1,163/month. Of the 1,091 total housing units, 74% are owner-occupied (363 units) and 26% are renter-occupied (125 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Harbor Springs shows an unemployment rate of 2.3%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 10.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Harbor Springs have an average one-way commute time of 14 minutes, one of the shorter commutes in the region.
Education & Demographics
45.2% of Harbor Springs residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 2.5% White, 7.2% Hispanic or Latino, 1.8% Black or African American, and 1.7% Asian residents, with 3.5% of the population being foreign-born.
Cost of Living in Harbor Springs, MI
Compared to national averages, Harbor Springs has a median household income of $60,556 (19% below the national median of $75,149). Home values average $368,100, which is 50% above the national median. Monthly rent at $950 is 18% below the US average of $1,163. Within Michigan, Harbor Springs's income is 8% below the state average of $66,017, and home values are 101% above the state median of $183,391.
Why Live in Harbor Springs, MI?
Harbor Springs offers rent that’s lower than the national average at $950/month, and a strong job market with an unemployment rate of just 2.3%, and a well-educated community where 45.2% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 10.0%, better than the national average, and short commute times averaging just 14 minutes.
Potential considerations include median household income ($60,556) that falls below the national average, and a competitive housing market where the typical home costs $368,100. However, Harbor Springs’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Harbor Springs has a population of 1,015 with a median age of 64.9 years. Compare Harbor Springs with other cities to see how it stacks up, or explore all cities in Michigan.
Similar Cities Near Harbor Springs
Cities in Michigan with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Richland | 1,014 | $84,333 | $248,400 | Compare |
| Chums Corner | 1,012 | $72,933 | $279,200 | Compare |
| Hesperia | 1,007 | $44,271 | $121,300 | Compare |
| Lake Victoria | 1,002 | $123,594 | $301,900 | Compare |
| Roscommon | 1,029 | $54,375 | $81,600 | Compare |
| Beaverton | 1,036 | $31,625 | $102,900 | Compare |
| Vineyard Lake | 1,038 | $83,636 | $266,900 | Compare |
| Lake Linden | 1,042 | $42,961 | $93,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Michigan
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Harbor Springs With Other Cities
Frequently Asked Questions about Harbor Springs
What is the population of Harbor Springs, MI?
The population of Harbor Springs, MI is 1,015 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Michigan.
What is the median household income in Harbor Springs?
The median household income in Harbor Springs, MI is $60,556 per year, which is 19% below the national median of $75,149.
What is the median home value in Harbor Springs?
The median home value in Harbor Springs, MI is $368,100, which is 50% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Harbor Springs?
The median monthly rent in Harbor Springs, MI is $950, which is 18% below the national average of $1,163/month.
What is the unemployment rate in Harbor Springs?
The unemployment rate in Harbor Springs, MI is 2.3%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Harbor Springs, MI a good place to live?
Harbor Springs offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 1,015 and a median age of 64.9, the city appeals to established professionals and retirees.
How educated is Harbor Springs, MI?
45.2% of residents in Harbor Springs aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Harbor Springs?
Key cost-of-living indicators for Harbor Springs, MI: median home value is $368,100 (50% above national), median rent is $950/month, and median household income is $60,556. The home-value-to-income ratio is 6.1x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Harbor Springs?
The poverty rate in Harbor Springs, MI is 10.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Harbor Springs, MI?
Harbor Springs's population is 2.5% White, 7.2% Hispanic or Latino, 1.8% Black or African American, 1.7% Asian, and 0.0% two or more races. 3.5% of residents are foreign-born.