Otsego, MI
Population 4,079 · Michigan
About Otsego, MI
Otsego is a small community in Michigan with a population of 4,079 residents. The median household income is $76,944 per year, which is above the national average. The median age in Otsego is 39.3 years.
Housing in Otsego has a median home value of $155,500 and median monthly rent of $1,133. Of the 1,646 total housing units, the majority are owner-occupied, with 1,148 owner-occupied and 442 renter-occupied units.
The unemployment rate in Otsego is 6.9% and the poverty rate is 3.4%. 13.1% of residents hold a bachelor's degree or higher. The average commute time is 19.4 minutes.
Cost of Living in Otsego, MI
Compared to national averages, Otsego has a median household income of $76,944 (2% above the national median of $75,149). Home values average $155,500, which is 37% below the national median. Monthly rent at $1,133 is 3% below the US average of $1,163. Within Michigan, Otsego's income is 17% above the state average of $66,017, and home values are 15% below the state median of $183,391.
Why Live in Otsego, MI?
Otsego offers a strong local economy with a median household income of $76,944, well above the national average, and affordable housing with a median home value of $155,500, below the US average of $244,900, and rent that’s lower than the national average at $1,133/month. Additionally, the city features a low poverty rate of 3.4%, better than the national average, and short commute times averaging just 19.4 minutes.
Otsego has a population of 4,079 with a median age of 39.3 years. Compare Otsego with other cities to see how it stacks up, or explore all cities in Michigan.
Similar Cities Near Otsego
Cities in Michigan with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| North Muskegon | 4,089 | $101,087 | $241,100 | Compare |
| Lathrup Village | 4,049 | $99,286 | $270,900 | Compare |
| Marine City | 4,047 | $63,156 | $146,500 | Compare |
| Lowell | 4,133 | $71,406 | $231,100 | Compare |
| Roosevelt Park | 4,148 | $60,938 | $178,600 | Compare |
| Linden | 4,150 | $77,434 | $232,300 | Compare |
| Algonac | 4,152 | $49,738 | $177,200 | Compare |
| South Haven | 3,994 | $64,338 | $372,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Michigan
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Otsego
What is the population of Otsego, MI?
The population of Otsego, MI is 4,079 according to the latest Census data.
What is the median household income in Otsego?
The median household income in Otsego, MI is $76,944 per year.
What is the median home value in Otsego?
The median home value in Otsego, MI is $155,500.
What is the average rent in Otsego?
The median monthly rent in Otsego, MI is $1,133.
What is the unemployment rate in Otsego?
The unemployment rate in Otsego, MI is 6.9%.