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US City Data

St. James, MI

Population 259 · Michigan

Population
259
Median Income
$82,708
Median Home Value
$275,000
Median Rent
$925/mo

About St. James, MI

St. James is a small community located in Michigan with a population of 259 residents according to the latest US Census Bureau American Community Survey data. The median household income is $82,708 per year, which is 10% above the national median of $75,149. The median age of 54.8 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.

Housing Market Overview

The housing market in St. James features a median home value of $275,000, which is 12% above the national median of $244,900. This positions St. James in a moderately priced market relative to the rest of the country. Median monthly rent is $925, 20% below the national average of $1,163/month. Of the 246 total housing units, 89% are owner-occupied (97 units) and 11% are renter-occupied (12 units). The high homeownership rate suggests a stable, established residential community.

Economy & Employment

The local economy in St. James shows an unemployment rate of 20.0%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 10.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. James have an average one-way commute time of 10.2 minutes, one of the shorter commutes in the region.

Education & Demographics

40.4% of St. James residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 1.2% White, 4.6% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 8.9% of the population being foreign-born.

Cost of Living in St. James, MI

Compared to national averages, St. James has a median household income of $82,708 (10% above the national median of $75,149). Home values average $275,000, which is 12% above the national median. Monthly rent at $925 is 20% below the US average of $1,163. Within Michigan, St. James's income is 25% above the state average of $66,017, and home values are 50% above the state median of $183,391.

Income vs National
$82,708
National: $75,149
Michigan: $66,017
Home Value vs National
$275,000
National: $244,900
Michigan: $183,391
Rent vs National
$925
National: $1,163
Michigan: $921
Unemployment vs National
20%
National: 3.7%
Michigan: 6.2%

Why Live in St. James, MI?

St. James offers a strong local economy with a median household income of $82,708, well above the national average, and rent that’s lower than the national average at $925/month, and a well-educated community where 40.4% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 10.1%, better than the national average, and short commute times averaging just 10.2 minutes.

St. James has a population of 259 with a median age of 54.8 years. Compare St. James with other cities to see how it stacks up, or explore all cities in Michigan.

Similar Cities Near St. James

Cities in Michigan with a similar population size.

CityPopulationMedian IncomeHome Value
Mohawk260$46,397$176,400Compare
Walloon Lake258$84,250$260,000Compare
Amasa262$35,536$56,900Compare
Riverdale262$0$85,500Compare
Grand Marais255$55,809$158,500Compare
Jennings263$41,055$88,800Compare
Oakley255$50,417$80,400Compare
Bear Lake265$54,886$126,400Compare

Demographics

54.8
Median Age
103
Male
156
Female
8.9%
Foreign Born

Racial & Ethnic Composition

White1.2Hispanic/Latino4.6Black0Asian0Two or More0

Economy & Education

20%
Unemployment Rate
10.1%
Poverty Rate
40.4%
Bachelor's Degree+
10.2 min
Avg Commute

Housing

246
Total Housing Units
97
Owner Occupied
12
Renter Occupied

Other Cities in Michigan

Lake Michigan BeachMichigan CenterAddisonAdrianAdvanceAhmeek

Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.

Compare St. James With Other Cities

St. James vs Lake Michigan BeachSt. James vs Michigan CenterSt. James vs AddisonSt. James vs Adrian

Frequently Asked Questions about St. James

What is the population of St. James, MI?

The population of St. James, MI is 259 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Michigan.

What is the median household income in St. James?

The median household income in St. James, MI is $82,708 per year, which is 10% above the national median of $75,149.

What is the median home value in St. James?

The median home value in St. James, MI is $275,000, which is 12% above the national median of $244,900. The majority of housing units are owner-occupied.

What is the average rent in St. James?

The median monthly rent in St. James, MI is $925, which is 20% below the national average of $1,163/month.

What is the unemployment rate in St. James?

The unemployment rate in St. James, MI is 20.0%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.

Is St. James, MI a good place to live?

St. James offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 259 and a median age of 54.8, the city appeals to established professionals and retirees.

How educated is St. James, MI?

40.4% of residents in St. James aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.

What is the cost of living in St. James?

Key cost-of-living indicators for St. James, MI: median home value is $275,000 (12% above national), median rent is $925/month, and median household income is $82,708. The home-value-to-income ratio is 3.3x, indicating relatively affordable housing relative to local incomes.

What is the poverty rate in St. James?

The poverty rate in St. James, MI is 10.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.

How diverse is St. James, MI?

St. James's population is 1.2% White, 4.6% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 8.9% of residents are foreign-born.

Explore More

Cost of Living in MichiganMost Populated Cities in MichiganCheapest Cities in MichiganHighest Income Cities in MichiganLowest Rent in MichiganBest Cities for FamiliesBest Cities for Young ProfessionalsBest Cities for RetireesGuide: Cost Of LivingGuide: Moving GuideSt. James vs AddisonSt. James vs AdrianSt. James vs Advance