St. Joseph, MI
Population 7,805 · Michigan
About St. Joseph, MI
St. Joseph is a small town located in Michigan with a population of 7,805 residents according to the latest US Census Bureau American Community Survey data. The median household income is $77,765 per year, which is 3% above the national median of $75,149. The median age of 43.4 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in St. Joseph features a median home value of $271,100, which is 11% above the national median of $244,900. This positions St. Joseph in a moderately priced market relative to the rest of the country. Median monthly rent is $1,079, 7% below the national average of $1,163/month. Of the 4,881 total housing units, 59% are owner-occupied (2,374 units) and 41% are renter-occupied (1,621 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in St. Joseph shows an unemployment rate of 1.8%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 7.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. Joseph have an average one-way commute time of 15.3 minutes, one of the shorter commutes in the region.
Education & Demographics
51.1% of St. Joseph residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 2.2% White, 0.9% Hispanic or Latino, 0.0% Black or African American, and 1.1% Asian residents, with 6.3% of the population being foreign-born.
Cost of Living in St. Joseph, MI
Compared to national averages, St. Joseph has a median household income of $77,765 (3% above the national median of $75,149). Home values average $271,100, which is 11% above the national median. Monthly rent at $1,079 is 7% below the US average of $1,163. Within Michigan, St. Joseph's income is 18% above the state average of $66,017, and home values are 48% above the state median of $183,391.
Why Live in St. Joseph, MI?
St. Joseph offers a strong local economy with a median household income of $77,765, well above the national average, and rent that’s lower than the national average at $1,079/month, and a strong job market with an unemployment rate of just 1.8%. Additionally, the city features a well-educated community where 51.1% of residents hold a bachelor’s degree or higher, and a low poverty rate of 7.1%, better than the national average, and short commute times averaging just 15.3 minutes.
St. Joseph has a population of 7,805 with a median age of 43.4 years. Compare St. Joseph with other cities to see how it stacks up, or explore all cities in Michigan.
Similar Cities Near St. Joseph
Cities in Michigan with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Grand Ledge | 7,797 | $66,515 | $189,300 | Compare |
| Big Rapids | 7,847 | $40,197 | $134,200 | Compare |
| St. Johns | 7,712 | $63,030 | $175,300 | Compare |
| Hudsonville | 7,711 | $88,606 | $260,500 | Compare |
| Three Rivers | 7,936 | $48,852 | $120,200 | Compare |
| Ludington | 7,664 | $44,471 | $192,800 | Compare |
| Grand Blanc | 7,995 | $67,284 | $228,000 | Compare |
| Albion | 7,608 | $40,040 | $91,100 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Michigan
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. Joseph With Other Cities
Frequently Asked Questions about St. Joseph
What is the population of St. Joseph, MI?
The population of St. Joseph, MI is 7,805 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Michigan.
What is the median household income in St. Joseph?
The median household income in St. Joseph, MI is $77,765 per year, which is 3% above the national median of $75,149.
What is the median home value in St. Joseph?
The median home value in St. Joseph, MI is $271,100, which is 11% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. Joseph?
The median monthly rent in St. Joseph, MI is $1,079, which is 7% below the national average of $1,163/month.
What is the unemployment rate in St. Joseph?
The unemployment rate in St. Joseph, MI is 1.8%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is St. Joseph, MI a good place to live?
St. Joseph offers above-average incomes, a competitive housing market, and a strong job market. With a population of 7,805 and a median age of 43.4, the city appeals to a broad range of residents.
How educated is St. Joseph, MI?
51.1% of residents in St. Joseph aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in St. Joseph?
Key cost-of-living indicators for St. Joseph, MI: median home value is $271,100 (11% above national), median rent is $1,079/month, and median household income is $77,765. The home-value-to-income ratio is 3.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in St. Joseph?
The poverty rate in St. Joseph, MI is 7.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is St. Joseph, MI?
St. Joseph's population is 2.2% White, 0.9% Hispanic or Latino, 0.0% Black or African American, 1.1% Asian, and 4.8% two or more races. 6.3% of residents are foreign-born.