Harding, MN
Population 138 · Minnesota
About Harding, MN
Harding is a small community located in Minnesota with a population of 138 residents according to the latest US Census Bureau American Community Survey data. The median household income is $70,000 per year, which is 7% below the national median of $75,149. The median age of 50.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Harding features a median home value of $159,700, which is 35% below the national median of $244,900. This positions Harding in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 44 total housing units, 89% are owner-occupied (39 units) and 11% are renter-occupied (5 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Harding shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 17.4%, above the national average of 12.4%. Workers in Harding have an average one-way commute time of 28.5 minutes.
Education & Demographics
9.1% of Harding residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 3.6% of the population being foreign-born.
Cost of Living in Harding, MN
Compared to national averages, Harding has a median household income of $70,000 (7% below the national median of $75,149). Home values average $159,700, which is 35% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Minnesota, Harding's income is 6% below the state average of $74,221, and home values are 22% below the state median of $204,472.
Why Live in Harding, MN?
Harding offers affordable housing with a median home value of $159,700, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($70,000) that falls below the national average. However, Harding’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Harding has a population of 138 with a median age of 50.5 years. Compare Harding with other cities to see how it stacks up, or explore all cities in Minnesota.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Harding
What is the population of Harding, MN?
The population of Harding, MN is 138 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Minnesota.
What is the median household income in Harding?
The median household income in Harding, MN is $70,000 per year, which is 7% below the national median of $75,149.
What is the median home value in Harding?
The median home value in Harding, MN is $159,700, which is 35% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Harding?
The median monthly rent in Harding, MN is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Harding?
The unemployment rate in Harding, MN is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Harding, MN a good place to live?
Harding offers a moderate cost of living, affordable housing, and a strong job market. With a population of 138 and a median age of 50.5, the city appeals to established professionals and retirees.
How educated is Harding, MN?
9.1% of residents in Harding aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Harding?
Key cost-of-living indicators for Harding, MN: median home value is $159,700 (35% below national), median rent is $0/month, and median household income is $70,000. The home-value-to-income ratio is 2.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Harding?
The poverty rate in Harding, MN is 17.4%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Harding, MN?
Harding's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 3.6% of residents are foreign-born.