Lake St. Croix Beach, MN
Population 1,106 · Minnesota
About Lake St. Croix Beach, MN
Lake St. Croix Beach is a small town located in Minnesota with a population of 1,106 residents according to the latest US Census Bureau American Community Survey data. The median household income is $100,134 per year, which is 33% above the national median of $75,149. The median age of 54.1 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Lake St. Croix Beach features a median home value of $334,600, which is 37% above the national median of $244,900. This positions Lake St. Croix Beach in a moderately priced market relative to the rest of the country. Median monthly rent is $963, 17% below the national average of $1,163/month. Of the 531 total housing units, 95% are owner-occupied (460 units) and 5% are renter-occupied (23 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Lake St. Croix Beach shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 12.1%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Lake St. Croix Beach have an average one-way commute time of 24.4 minutes.
Education & Demographics
43.6% of Lake St. Croix Beach residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.7% White, 1.7% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 4.9% of the population being foreign-born.
Cost of Living in Lake St. Croix Beach, MN
Compared to national averages, Lake St. Croix Beach has a median household income of $100,134 (33% above the national median of $75,149). Home values average $334,600, which is 37% above the national median. Monthly rent at $963 is 17% below the US average of $1,163. Within Minnesota, Lake St. Croix Beach's income is 35% above the state average of $74,221, and home values are 64% above the state median of $204,472.
Why Live in Lake St. Croix Beach, MN?
Lake St. Croix Beach offers a strong local economy with a median household income of $100,134, well above the national average, and rent that’s lower than the national average at $963/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features a well-educated community where 43.6% of residents hold a bachelor’s degree or higher, and a low poverty rate of 12.1%, better than the national average, and short commute times averaging just 24.4 minutes.
Lake St. Croix Beach has a population of 1,106 with a median age of 54.1 years. Compare Lake St. Croix Beach with other cities to see how it stacks up, or explore all cities in Minnesota.
Similar Cities Near Lake St. Croix Beach
Cities in Minnesota with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Hector | 1,111 | $59,762 | $124,100 | Compare |
| Baudette | 1,117 | $71,042 | $171,000 | Compare |
| Lake Shore | 1,117 | $96,923 | $532,500 | Compare |
| Cottonwood | 1,120 | $90,750 | $180,200 | Compare |
| Royalton | 1,092 | $64,643 | $201,500 | Compare |
| Harmony | 1,089 | $65,536 | $154,800 | Compare |
| Parkers Prairie | 1,089 | $58,750 | $152,500 | Compare |
| Scanlon | 1,087 | $75,833 | $221,500 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Minnesota
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Lake St. Croix Beach With Other Cities
Frequently Asked Questions about Lake St. Croix Beach
What is the population of Lake St. Croix Beach, MN?
The population of Lake St. Croix Beach, MN is 1,106 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Minnesota.
What is the median household income in Lake St. Croix Beach?
The median household income in Lake St. Croix Beach, MN is $100,134 per year, which is 33% above the national median of $75,149.
What is the median home value in Lake St. Croix Beach?
The median home value in Lake St. Croix Beach, MN is $334,600, which is 37% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Lake St. Croix Beach?
The median monthly rent in Lake St. Croix Beach, MN is $963, which is 17% below the national average of $1,163/month.
What is the unemployment rate in Lake St. Croix Beach?
The unemployment rate in Lake St. Croix Beach, MN is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Lake St. Croix Beach, MN a good place to live?
Lake St. Croix Beach offers above-average incomes, a competitive housing market, and a strong job market. With a population of 1,106 and a median age of 54.1, the city appeals to established professionals and retirees.
How educated is Lake St. Croix Beach, MN?
43.6% of residents in Lake St. Croix Beach aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Lake St. Croix Beach?
Key cost-of-living indicators for Lake St. Croix Beach, MN: median home value is $334,600 (37% above national), median rent is $963/month, and median household income is $100,134. The home-value-to-income ratio is 3.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Lake St. Croix Beach?
The poverty rate in Lake St. Croix Beach, MN is 12.1%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Lake St. Croix Beach, MN?
Lake St. Croix Beach's population is 0.7% White, 1.7% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 4.9% of residents are foreign-born.