Silver Creek, MN
Population 156 · Minnesota
About Silver Creek, MN
Silver Creek is a small community located in Minnesota with a population of 156 residents according to the latest US Census Bureau American Community Survey data. The median household income is $66,500 per year, which is 12% below the national median of $75,149. The median age of 64.8 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Silver Creek features a median home value of $400,000, which is 63% above the national median of $244,900. This places Silver Creek in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 74 total housing units, 100% are owner-occupied (74 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Silver Creek shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 6.4%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Silver Creek have an average one-way commute time of 20.6 minutes.
Education & Demographics
14.3% of Silver Creek residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Silver Creek, MN
Compared to national averages, Silver Creek has a median household income of $66,500 (12% below the national median of $75,149). Home values average $400,000, which is 63% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Minnesota, Silver Creek's income is 10% below the state average of $74,221, and home values are 96% above the state median of $204,472.
Why Live in Silver Creek, MN?
Silver Creek offers rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%, and a low poverty rate of 6.4%, better than the national average. Additionally, the city features short commute times averaging just 20.6 minutes.
Potential considerations include median household income ($66,500) that falls below the national average, and a competitive housing market where the typical home costs $400,000. However, Silver Creek’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Silver Creek has a population of 156 with a median age of 64.8 years. Compare Silver Creek with other cities to see how it stacks up, or explore all cities in Minnesota.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Silver Creek
What is the population of Silver Creek, MN?
The population of Silver Creek, MN is 156 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Minnesota.
What is the median household income in Silver Creek?
The median household income in Silver Creek, MN is $66,500 per year, which is 12% below the national median of $75,149.
What is the median home value in Silver Creek?
The median home value in Silver Creek, MN is $400,000, which is 63% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Silver Creek?
The median monthly rent in Silver Creek, MN is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Silver Creek?
The unemployment rate in Silver Creek, MN is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Silver Creek, MN a good place to live?
Silver Creek offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 156 and a median age of 64.8, the city appeals to established professionals and retirees.
How educated is Silver Creek, MN?
14.3% of residents in Silver Creek aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Silver Creek?
Key cost-of-living indicators for Silver Creek, MN: median home value is $400,000 (63% above national), median rent is $0/month, and median household income is $66,500. The home-value-to-income ratio is 6.0x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Silver Creek?
The poverty rate in Silver Creek, MN is 6.4%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Silver Creek, MN?
Silver Creek's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.