St. Cloud, MN
Population 69,926 · Minnesota
About St. Cloud, MN
St. Cloud is a mid-sized city located in Minnesota with a population of 69,926 residents according to the latest US Census Bureau American Community Survey data. The median household income is $61,112 per year, which is 19% below the national median of $75,149. The median age of 31 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in St. Cloud features a median home value of $212,800, which is 13% below the national median of $244,900. This positions St. Cloud in a moderately priced market relative to the rest of the country. Median monthly rent is $1,005, 14% below the national average of $1,163/month. Of the 29,575 total housing units, 49% are owner-occupied (13,498 units) and 51% are renter-occupied (14,250 units). The higher proportion of renters may reflect a transient population, younger demographics, or high housing costs relative to income.
Economy & Employment
The local economy in St. Cloud shows an unemployment rate of 6.5%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 18.5%, above the national average of 12.4%. Workers in St. Cloud have an average one-way commute time of 20.3 minutes.
Education & Demographics
29.4% of St. Cloud residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 2.9% White, 2.4% Hispanic or Latino, 1.0% Black or African American, and 1.1% Asian residents, with 12.7% of the population being foreign-born.
How St. Cloud Ranks in Minnesota
Cost of Living in St. Cloud, MN
Compared to national averages, St. Cloud has a median household income of $61,112 (19% below the national median of $75,149). Home values average $212,800, which is 13% below the national median. Monthly rent at $1,005 is 14% below the US average of $1,163. Within Minnesota, St. Cloud's income is 18% below the state average of $74,221, and home values are 4% above the state median of $204,472.
Why Live in St. Cloud, MN?
St. Cloud offers affordable housing with a median home value of $212,800, below the US average of $244,900, and rent that’s lower than the national average at $1,005/month, and short commute times averaging just 20.3 minutes.
Potential considerations include median household income ($61,112) that falls below the national average. However, as a mid-sized city, St. Cloud provides access to a wide range of amenities and services.
St. Cloud has a population of 69,926 with a median age of 31 years. Compare St. Cloud with other cities to see how it stacks up, or explore all cities in Minnesota.
Similar Cities Near St. Cloud
Cities in Minnesota with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Maple Grove | 70,539 | $129,481 | $397,400 | Compare |
| Blaine | 71,261 | $103,382 | $327,500 | Compare |
| Eagan | 68,158 | $107,486 | $380,800 | Compare |
| Lakeville | 72,480 | $138,119 | $425,200 | Compare |
| Burnsville | 64,295 | $83,953 | $335,100 | Compare |
| Coon Rapids | 63,348 | $86,618 | $287,200 | Compare |
| Eden Prairie | 63,249 | $127,732 | $463,300 | Compare |
| Woodbury | 76,945 | $126,222 | $434,900 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Minnesota
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. Cloud With Other Cities
Frequently Asked Questions about St. Cloud
What is the population of St. Cloud, MN?
The population of St. Cloud, MN is 69,926 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Minnesota.
What is the median household income in St. Cloud?
The median household income in St. Cloud, MN is $61,112 per year, which is 19% below the national median of $75,149.
What is the median home value in St. Cloud?
The median home value in St. Cloud, MN is $212,800, which is 13% below the national median of $244,900. A significant portion of residents rent their homes.
What is the average rent in St. Cloud?
The median monthly rent in St. Cloud, MN is $1,005, which is 14% below the national average of $1,163/month.
What is the unemployment rate in St. Cloud?
The unemployment rate in St. Cloud, MN is 6.5%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is St. Cloud, MN a good place to live?
St. Cloud offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 69,926 and a median age of 31, the city appeals to young professionals and families.
How educated is St. Cloud, MN?
29.4% of residents in St. Cloud aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in St. Cloud?
Key cost-of-living indicators for St. Cloud, MN: median home value is $212,800 (13% below national), median rent is $1,005/month, and median household income is $61,112. The home-value-to-income ratio is 3.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in St. Cloud?
The poverty rate in St. Cloud, MN is 18.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is St. Cloud, MN?
St. Cloud's population is 2.9% White, 2.4% Hispanic or Latino, 1.0% Black or African American, 1.1% Asian, and 17.3% two or more races. 12.7% of residents are foreign-born.