Chain-O-Lakes, MO
Population 136 · Missouri
About Chain-O-Lakes, MO
Chain-O-Lakes is a small community located in Missouri with a population of 136 residents according to the latest US Census Bureau American Community Survey data. The median household income is $25,500 per year, which is 66% below the national median of $75,149. The median age of 60.3 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Chain-O-Lakes features a median home value of $164,500, which is 33% below the national median of $244,900. This positions Chain-O-Lakes in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 108 total housing units, 93% are owner-occupied (50 units) and 7% are renter-occupied (4 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Chain-O-Lakes shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 58.8%, above the national average of 12.4%. Workers in Chain-O-Lakes have an average one-way commute time of 29.5 minutes.
Education & Demographics
7.2% of Chain-O-Lakes residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 6.6% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 2.2% of the population being foreign-born.
Cost of Living in Chain-O-Lakes, MO
Compared to national averages, Chain-O-Lakes has a median household income of $25,500 (66% below the national median of $75,149). Home values average $164,500, which is 33% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Missouri, Chain-O-Lakes's income is 58% below the state average of $61,047, and home values are 9% above the state median of $150,786.
Why Live in Chain-O-Lakes, MO?
Chain-O-Lakes offers affordable housing with a median home value of $164,500, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($25,500) that falls below the national average. However, Chain-O-Lakes’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Chain-O-Lakes has a population of 136 with a median age of 60.3 years. Compare Chain-O-Lakes with other cities to see how it stacks up, or explore all cities in Missouri.
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Demographics
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Economy & Education
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Chain-O-Lakes
What is the population of Chain-O-Lakes, MO?
The population of Chain-O-Lakes, MO is 136 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Missouri.
What is the median household income in Chain-O-Lakes?
The median household income in Chain-O-Lakes, MO is $25,500 per year, which is 66% below the national median of $75,149.
What is the median home value in Chain-O-Lakes?
The median home value in Chain-O-Lakes, MO is $164,500, which is 33% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Chain-O-Lakes?
The median monthly rent in Chain-O-Lakes, MO is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Chain-O-Lakes?
The unemployment rate in Chain-O-Lakes, MO is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Chain-O-Lakes, MO a good place to live?
Chain-O-Lakes offers a moderate cost of living, affordable housing, and a strong job market. With a population of 136 and a median age of 60.3, the city appeals to established professionals and retirees.
How educated is Chain-O-Lakes, MO?
7.2% of residents in Chain-O-Lakes aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Chain-O-Lakes?
Key cost-of-living indicators for Chain-O-Lakes, MO: median home value is $164,500 (33% below national), median rent is $0/month, and median household income is $25,500. The home-value-to-income ratio is 6.5x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Chain-O-Lakes?
The poverty rate in Chain-O-Lakes, MO is 58.8%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Chain-O-Lakes, MO?
Chain-O-Lakes's population is 6.6% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 2.2% of residents are foreign-born.