Chesterfield, MO
Population 49,591 · Missouri
About Chesterfield, MO
Chesterfield is a mid-sized city located in Missouri with a population of 49,591 residents according to the latest US Census Bureau American Community Survey data. The median household income is $133,380 per year, which is 77% above the national median of $75,149. The median age of 46.9 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Chesterfield features a median home value of $458,000, which is 87% above the national median of $244,900. This places Chesterfield in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,553, 34% above the national average of $1,163/month. Of the 21,724 total housing units, 78% are owner-occupied (16,240 units) and 22% are renter-occupied (4,464 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Chesterfield shows an unemployment rate of 3.3%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 3.3%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Chesterfield have an average one-way commute time of 21.9 minutes.
Education & Demographics
72.4% of Chesterfield residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 1.6% White, 0.9% Hispanic or Latino, 0.3% Black or African American, and 1.3% Asian residents, with 16.2% of the population being foreign-born.
How Chesterfield Ranks in Missouri
Cost of Living in Chesterfield, MO
Compared to national averages, Chesterfield has a median household income of $133,380 (77% above the national median of $75,149). Home values average $458,000, which is 87% above the national median. Monthly rent at $1,553 is 34% above the US average of $1,163. Within Missouri, Chesterfield's income is 118% above the state average of $61,047, and home values are 204% above the state median of $150,786.
Why Live in Chesterfield, MO?
Chesterfield offers a strong local economy with a median household income of $133,380, well above the national average, and a strong job market with an unemployment rate of just 3.3%, and a well-educated community where 72.4% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 3.3%, better than the national average, and short commute times averaging just 21.9 minutes.
Potential considerations include a competitive housing market where the typical home costs $458,000. However, Chesterfield’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Chesterfield has a population of 49,591 with a median age of 46.9 years. Compare Chesterfield with other cities to see how it stacks up, or explore all cities in Missouri.
Similar Cities Near Chesterfield
Cities in Missouri with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Florissant | 51,915 | $66,344 | $136,200 | Compare |
| Joplin | 52,218 | $51,154 | $159,700 | Compare |
| Wentzville | 45,734 | $111,409 | $302,700 | Compare |
| Jefferson City | 42,565 | $67,205 | $208,000 | Compare |
| St. Peters | 58,200 | $89,827 | $252,800 | Compare |
| Cape Girardeau | 40,047 | $54,870 | $186,100 | Compare |
| Blue Springs | 59,416 | $84,075 | $241,500 | Compare |
| Wildwood | 35,168 | $157,750 | $472,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Missouri
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Chesterfield With Other Cities
Frequently Asked Questions about Chesterfield
What is the population of Chesterfield, MO?
The population of Chesterfield, MO is 49,591 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Missouri.
What is the median household income in Chesterfield?
The median household income in Chesterfield, MO is $133,380 per year, which is 77% above the national median of $75,149.
What is the median home value in Chesterfield?
The median home value in Chesterfield, MO is $458,000, which is 87% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Chesterfield?
The median monthly rent in Chesterfield, MO is $1,553, which is 34% above the national average of $1,163/month.
What is the unemployment rate in Chesterfield?
The unemployment rate in Chesterfield, MO is 3.3%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Chesterfield, MO a good place to live?
Chesterfield offers above-average incomes, a competitive housing market, and a strong job market. With a population of 49,591 and a median age of 46.9, the city appeals to established professionals and retirees.
How educated is Chesterfield, MO?
72.4% of residents in Chesterfield aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Chesterfield?
Key cost-of-living indicators for Chesterfield, MO: median home value is $458,000 (87% above national), median rent is $1,553/month, and median household income is $133,380. The home-value-to-income ratio is 3.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Chesterfield?
The poverty rate in Chesterfield, MO is 3.3%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Chesterfield, MO?
Chesterfield's population is 1.6% White, 0.9% Hispanic or Latino, 0.3% Black or African American, 1.3% Asian, and 3.3% two or more races. 16.2% of residents are foreign-born.