Lake Ozark, MO
Population 2,451 · Missouri
About Lake Ozark, MO
Lake Ozark is a small town located in Missouri with a population of 2,451 residents according to the latest US Census Bureau American Community Survey data. The median household income is $80,476 per year, which is 7% above the national median of $75,149. The median age of 48.1 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Lake Ozark features a median home value of $308,700, which is 26% above the national median of $244,900. This positions Lake Ozark in a moderately priced market relative to the rest of the country. Median monthly rent is $1,017, 13% below the national average of $1,163/month. Of the 1,895 total housing units, 69% are owner-occupied (709 units) and 31% are renter-occupied (321 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Lake Ozark shows an unemployment rate of 4.9%, which is near the national rate of 3.7%. The poverty rate stands at 15.8%, above the national average of 12.4%. Workers in Lake Ozark have an average one-way commute time of 22.5 minutes.
Education & Demographics
40.9% of Lake Ozark residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.9% White, 1.3% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.3% of the population being foreign-born.
Cost of Living in Lake Ozark, MO
Compared to national averages, Lake Ozark has a median household income of $80,476 (7% above the national median of $75,149). Home values average $308,700, which is 26% above the national median. Monthly rent at $1,017 is 13% below the US average of $1,163. Within Missouri, Lake Ozark's income is 32% above the state average of $61,047, and home values are 105% above the state median of $150,786.
Why Live in Lake Ozark, MO?
Lake Ozark offers a strong local economy with a median household income of $80,476, well above the national average, and rent that’s lower than the national average at $1,017/month, and a well-educated community where 40.9% of residents hold a bachelor’s degree or higher. Additionally, the city features short commute times averaging just 22.5 minutes.
Lake Ozark has a population of 2,451 with a median age of 48.1 years. Compare Lake Ozark with other cities to see how it stacks up, or explore all cities in Missouri.
Similar Cities Near Lake Ozark
Cities in Missouri with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Cabool | 2,460 | $30,781 | $100,400 | Compare |
| Terre du Lac | 2,460 | $93,115 | $186,400 | Compare |
| Plattsburg | 2,437 | $64,856 | $182,500 | Compare |
| Weatherby Lake | 2,465 | $168,125 | $486,000 | Compare |
| Anderson | 2,415 | $51,875 | $97,900 | Compare |
| Houston | 2,407 | $41,250 | $115,200 | Compare |
| Lake Lotawana | 2,378 | $162,188 | $550,000 | Compare |
| Sparta | 2,378 | $61,630 | $167,400 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Missouri
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Lake Ozark With Other Cities
Frequently Asked Questions about Lake Ozark
What is the population of Lake Ozark, MO?
The population of Lake Ozark, MO is 2,451 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Missouri.
What is the median household income in Lake Ozark?
The median household income in Lake Ozark, MO is $80,476 per year, which is 7% above the national median of $75,149.
What is the median home value in Lake Ozark?
The median home value in Lake Ozark, MO is $308,700, which is 26% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Lake Ozark?
The median monthly rent in Lake Ozark, MO is $1,017, which is 13% below the national average of $1,163/month.
What is the unemployment rate in Lake Ozark?
The unemployment rate in Lake Ozark, MO is 4.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Lake Ozark, MO a good place to live?
Lake Ozark offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 2,451 and a median age of 48.1, the city appeals to established professionals and retirees.
How educated is Lake Ozark, MO?
40.9% of residents in Lake Ozark aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Lake Ozark?
Key cost-of-living indicators for Lake Ozark, MO: median home value is $308,700 (26% above national), median rent is $1,017/month, and median household income is $80,476. The home-value-to-income ratio is 3.8x, a moderate figure by national standards.
What is the poverty rate in Lake Ozark?
The poverty rate in Lake Ozark, MO is 15.8%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Lake Ozark, MO?
Lake Ozark's population is 0.9% White, 1.3% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 6.1% two or more races. 0.3% of residents are foreign-born.