Paynesville, MO
Population 49 · Missouri
About Paynesville, MO
Paynesville is a small community located in Missouri with a population of 49 residents according to the latest US Census Bureau American Community Survey data. The median household income is $58,750 per year, which is 22% below the national median of $75,149. The median age of 49.1 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Paynesville features a median home value of $104,200, which is 57% below the national median of $244,900. This makes Paynesville one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 27 total housing units, 70% are owner-occupied (19 units) and 30% are renter-occupied (8 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Paynesville shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 10.2%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Paynesville have an average one-way commute time of 38.5 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
26.8% of Paynesville residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 6.1% White, 8.2% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Paynesville, MO
Compared to national averages, Paynesville has a median household income of $58,750 (22% below the national median of $75,149). Home values average $104,200, which is 57% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Missouri, Paynesville's income is 4% below the state average of $61,047, and home values are 31% below the state median of $150,786.
Why Live in Paynesville, MO?
Paynesville offers affordable housing with a median home value of $104,200, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features a low poverty rate of 10.2%, better than the national average.
Potential considerations include median household income ($58,750) that falls below the national average. However, Paynesville’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Paynesville has a population of 49 with a median age of 49.1 years. Compare Paynesville with other cities to see how it stacks up, or explore all cities in Missouri.
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Demographics
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Economy & Education
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Other Cities in Missouri
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Paynesville
What is the population of Paynesville, MO?
The population of Paynesville, MO is 49 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Missouri.
What is the median household income in Paynesville?
The median household income in Paynesville, MO is $58,750 per year, which is 22% below the national median of $75,149.
What is the median home value in Paynesville?
The median home value in Paynesville, MO is $104,200, which is 57% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Paynesville?
The median monthly rent in Paynesville, MO is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Paynesville?
The unemployment rate in Paynesville, MO is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Paynesville, MO a good place to live?
Paynesville offers a moderate cost of living, affordable housing, and a strong job market. With a population of 49 and a median age of 49.1, the city appeals to established professionals and retirees.
How educated is Paynesville, MO?
26.8% of residents in Paynesville aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Paynesville?
Key cost-of-living indicators for Paynesville, MO: median home value is $104,200 (57% below national), median rent is $0/month, and median household income is $58,750. The home-value-to-income ratio is 1.8x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Paynesville?
The poverty rate in Paynesville, MO is 10.2%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Paynesville, MO?
Paynesville's population is 6.1% White, 8.2% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 10.2% two or more races. 0.0% of residents are foreign-born.