Geraldine, MT
Population 264 · Montana
About Geraldine, MT
Geraldine is a small community located in Montana with a population of 264 residents according to the latest US Census Bureau American Community Survey data. The median household income is $42,639 per year, which is 43% below the national median of $75,149. The median age of 56.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Geraldine features a median home value of $73,300, which is 70% below the national median of $244,900. This makes Geraldine one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $572, 51% below the national average of $1,163/month. Of the 159 total housing units, 78% are owner-occupied (100 units) and 22% are renter-occupied (29 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Geraldine shows an unemployment rate of 2.1%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 35.2%, above the national average of 12.4%. Workers in Geraldine have an average one-way commute time of 20.7 minutes.
Education & Demographics
19.1% of Geraldine residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 11.7% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 3.0% Asian residents, with 3.0% of the population being foreign-born.
How Geraldine Ranks in Montana
Cost of Living in Geraldine, MT
Compared to national averages, Geraldine has a median household income of $42,639 (43% below the national median of $75,149). Home values average $73,300, which is 70% below the national median. Monthly rent at $572 is 51% below the US average of $1,163. Within Montana, Geraldine's income is 35% below the state average of $65,821, and home values are 75% below the state median of $288,703.
Why Live in Geraldine, MT?
Geraldine offers affordable housing with a median home value of $73,300, below the US average of $244,900, and rent that’s lower than the national average at $572/month, and a strong job market with an unemployment rate of just 2.1%. Additionally, the city features short commute times averaging just 20.7 minutes.
Potential considerations include median household income ($42,639) that falls below the national average. However, Geraldine’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Geraldine has a population of 264 with a median age of 56.5 years. Compare Geraldine with other cities to see how it stacks up, or explore all cities in Montana.
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Demographics
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Economy & Education
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Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Geraldine
What is the population of Geraldine, MT?
The population of Geraldine, MT is 264 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Geraldine?
The median household income in Geraldine, MT is $42,639 per year, which is 43% below the national median of $75,149.
What is the median home value in Geraldine?
The median home value in Geraldine, MT is $73,300, which is 70% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Geraldine?
The median monthly rent in Geraldine, MT is $572, which is 51% below the national average of $1,163/month.
What is the unemployment rate in Geraldine?
The unemployment rate in Geraldine, MT is 2.1%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Geraldine, MT a good place to live?
Geraldine offers a moderate cost of living, affordable housing, and a strong job market. With a population of 264 and a median age of 56.5, the city appeals to established professionals and retirees.
How educated is Geraldine, MT?
19.1% of residents in Geraldine aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Geraldine?
Key cost-of-living indicators for Geraldine, MT: median home value is $73,300 (70% below national), median rent is $572/month, and median household income is $42,639. The home-value-to-income ratio is 1.7x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Geraldine?
The poverty rate in Geraldine, MT is 35.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Geraldine, MT?
Geraldine's population is 11.7% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 3.0% Asian, and 0.0% two or more races. 3.0% of residents are foreign-born.