Loma, MT
Population 90 · Montana
About Loma, MT
Loma is a small community located in Montana with a population of 90 residents according to the latest US Census Bureau American Community Survey data. The median household income is $48,577 per year, which is 35% below the national median of $75,149. The median age of 69.3 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Loma features a median home value of $110,800, which is 55% below the national median of $244,900. This makes Loma one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 114 total housing units, 100% are owner-occupied (90 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Loma shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 0.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Loma have an average one-way commute time of 0 minutes, one of the shorter commutes in the region.
Education & Demographics
0.0% of Loma residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
How Loma Ranks in Montana
Cost of Living in Loma, MT
Compared to national averages, Loma has a median household income of $48,577 (35% below the national median of $75,149). Home values average $110,800, which is 55% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Montana, Loma's income is 26% below the state average of $65,821, and home values are 62% below the state median of $288,703.
Why Live in Loma, MT?
Loma offers affordable housing with a median home value of $110,800, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features a low poverty rate of 0.0%, better than the national average, and short commute times averaging just 0 minutes.
Potential considerations include median household income ($48,577) that falls below the national average. However, Loma’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Loma has a population of 90 with a median age of 69.3 years. Compare Loma with other cities to see how it stacks up, or explore all cities in Montana.
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Demographics
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Economy & Education
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Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Loma
What is the population of Loma, MT?
The population of Loma, MT is 90 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Loma?
The median household income in Loma, MT is $48,577 per year, which is 35% below the national median of $75,149.
What is the median home value in Loma?
The median home value in Loma, MT is $110,800, which is 55% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Loma?
The median monthly rent in Loma, MT is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Loma?
The unemployment rate in Loma, MT is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Loma, MT a good place to live?
Loma offers a moderate cost of living, affordable housing, and a strong job market. With a population of 90 and a median age of 69.3, the city appeals to established professionals and retirees.
How educated is Loma, MT?
0.0% of residents in Loma aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Loma?
Key cost-of-living indicators for Loma, MT: median home value is $110,800 (55% below national), median rent is $0/month, and median household income is $48,577. The home-value-to-income ratio is 2.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Loma?
The poverty rate in Loma, MT is 0.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Loma, MT?
Loma's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.