Muddy, MT
Population 641 · Montana
About Muddy, MT
Muddy is a small community located in Montana with a population of 641 residents according to the latest US Census Bureau American Community Survey data. The median household income is $48,409 per year, which is 36% below the national median of $75,149. The median age of 17.4 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Muddy features a median home value of $120,200, which is 51% below the national median of $244,900. This makes Muddy one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $404, 65% below the national average of $1,163/month. Of the 153 total housing units, 52% are owner-occupied (65 units) and 48% are renter-occupied (59 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Muddy shows an unemployment rate of 7.2%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 51.2%, above the national average of 12.4%. Workers in Muddy have an average one-way commute time of 24.9 minutes.
Education & Demographics
4.6% of Muddy residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 92.8% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
How Muddy Ranks in Montana
Cost of Living in Muddy, MT
Compared to national averages, Muddy has a median household income of $48,409 (36% below the national median of $75,149). Home values average $120,200, which is 51% below the national median. Monthly rent at $404 is 65% below the US average of $1,163. Within Montana, Muddy's income is 26% below the state average of $65,821, and home values are 58% below the state median of $288,703.
Why Live in Muddy, MT?
Muddy offers affordable housing with a median home value of $120,200, below the US average of $244,900, and rent that’s lower than the national average at $404/month, and short commute times averaging just 24.9 minutes.
Potential considerations include median household income ($48,409) that falls below the national average. However, Muddy’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Muddy has a population of 641 with a median age of 17.4 years. Compare Muddy with other cities to see how it stacks up, or explore all cities in Montana.
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Demographics
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Economy & Education
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Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Muddy
What is the population of Muddy, MT?
The population of Muddy, MT is 641 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Muddy?
The median household income in Muddy, MT is $48,409 per year, which is 36% below the national median of $75,149.
What is the median home value in Muddy?
The median home value in Muddy, MT is $120,200, which is 51% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Muddy?
The median monthly rent in Muddy, MT is $404, which is 65% below the national average of $1,163/month.
What is the unemployment rate in Muddy?
The unemployment rate in Muddy, MT is 7.2%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Muddy, MT a good place to live?
Muddy offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 641 and a median age of 17.4, the city appeals to young professionals and families.
How educated is Muddy, MT?
4.6% of residents in Muddy aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Muddy?
Key cost-of-living indicators for Muddy, MT: median home value is $120,200 (51% below national), median rent is $404/month, and median household income is $48,409. The home-value-to-income ratio is 2.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Muddy?
The poverty rate in Muddy, MT is 51.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Muddy, MT?
Muddy's population is 0.0% White, 92.8% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.