Ponderosa Pines, MT
Population 969 · Montana
About Ponderosa Pines, MT
Ponderosa Pines is a small community located in Montana with a population of 969 residents according to the latest US Census Bureau American Community Survey data. The median household income is $86,102 per year, which is 15% above the national median of $75,149. The median age of 42.6 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Ponderosa Pines features a median home value of $264,600, which is 8% above the national median of $244,900. This positions Ponderosa Pines in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 343 total housing units, 93% are owner-occupied (304 units) and 7% are renter-occupied (24 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Ponderosa Pines shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 11.2%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Ponderosa Pines have an average one-way commute time of 40.8 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
25.5% of Ponderosa Pines residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.0% White, 4.4% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Ponderosa Pines, MT
Compared to national averages, Ponderosa Pines has a median household income of $86,102 (15% above the national median of $75,149). Home values average $264,600, which is 8% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Montana, Ponderosa Pines's income is 31% above the state average of $65,821, and home values are 8% below the state median of $288,703.
Why Live in Ponderosa Pines, MT?
Ponderosa Pines offers a strong local economy with a median household income of $86,102, well above the national average, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features a low poverty rate of 11.2%, better than the national average.
Ponderosa Pines has a population of 969 with a median age of 42.6 years. Compare Ponderosa Pines with other cities to see how it stacks up, or explore all cities in Montana.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Ponderosa Pines
What is the population of Ponderosa Pines, MT?
The population of Ponderosa Pines, MT is 969 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Ponderosa Pines?
The median household income in Ponderosa Pines, MT is $86,102 per year, which is 15% above the national median of $75,149.
What is the median home value in Ponderosa Pines?
The median home value in Ponderosa Pines, MT is $264,600, which is 8% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Ponderosa Pines?
The median monthly rent in Ponderosa Pines, MT is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Ponderosa Pines?
The unemployment rate in Ponderosa Pines, MT is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Ponderosa Pines, MT a good place to live?
Ponderosa Pines offers above-average incomes, a competitive housing market, and a strong job market. With a population of 969 and a median age of 42.6, the city appeals to a broad range of residents.
How educated is Ponderosa Pines, MT?
25.5% of residents in Ponderosa Pines aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Ponderosa Pines?
Key cost-of-living indicators for Ponderosa Pines, MT: median home value is $264,600 (8% above national), median rent is $0/month, and median household income is $86,102. The home-value-to-income ratio is 3.1x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Ponderosa Pines?
The poverty rate in Ponderosa Pines, MT is 11.2%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Ponderosa Pines, MT?
Ponderosa Pines's population is 0.0% White, 4.4% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.