Reserve, MT
Population 23 · Montana
About Reserve, MT
Reserve is a small community located in Montana with a population of 23 residents according to the latest US Census Bureau American Community Survey data. The median household income is $51,250 per year, which is 32% below the national median of $75,149. The median age of 64.2 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Reserve features a median home value of $90,000, which is 63% below the national median of $244,900. This makes Reserve one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 18 total housing units, 100% are owner-occupied (14 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Reserve shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 43.5%, above the national average of 12.4%. Workers in Reserve have an average one-way commute time of 25 minutes.
Education & Demographics
27.8% of Reserve residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.0% White, 4.3% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
How Reserve Ranks in Montana
Cost of Living in Reserve, MT
Compared to national averages, Reserve has a median household income of $51,250 (32% below the national median of $75,149). Home values average $90,000, which is 63% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Montana, Reserve's income is 22% below the state average of $65,821, and home values are 69% below the state median of $288,703.
Why Live in Reserve, MT?
Reserve offers affordable housing with a median home value of $90,000, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($51,250) that falls below the national average. However, Reserve’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Reserve has a population of 23 with a median age of 64.2 years. Compare Reserve with other cities to see how it stacks up, or explore all cities in Montana.
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Demographics
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Economy & Education
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Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Reserve
What is the population of Reserve, MT?
The population of Reserve, MT is 23 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Reserve?
The median household income in Reserve, MT is $51,250 per year, which is 32% below the national median of $75,149.
What is the median home value in Reserve?
The median home value in Reserve, MT is $90,000, which is 63% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Reserve?
The median monthly rent in Reserve, MT is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Reserve?
The unemployment rate in Reserve, MT is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Reserve, MT a good place to live?
Reserve offers a moderate cost of living, affordable housing, and a strong job market. With a population of 23 and a median age of 64.2, the city appeals to established professionals and retirees.
How educated is Reserve, MT?
27.8% of residents in Reserve aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Reserve?
Key cost-of-living indicators for Reserve, MT: median home value is $90,000 (63% below national), median rent is $0/month, and median household income is $51,250. The home-value-to-income ratio is 1.8x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Reserve?
The poverty rate in Reserve, MT is 43.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Reserve, MT?
Reserve's population is 0.0% White, 4.3% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.