Saco, MT
Population 154 · Montana
About Saco, MT
Saco is a small community located in Montana with a population of 154 residents according to the latest US Census Bureau American Community Survey data. The median household income is $51,250 per year, which is 32% below the national median of $75,149. The median age of 48 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Saco features a median home value of $64,400, which is 74% below the national median of $244,900. This makes Saco one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $900, 23% below the national average of $1,163/month. Of the 109 total housing units, 85% are owner-occupied (67 units) and 15% are renter-occupied (12 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Saco shows an unemployment rate of 1.1%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 33.1%, above the national average of 12.4%. Workers in Saco have an average one-way commute time of 35.3 minutes, suggesting many residents commute to jobs in a nearby metro area.
Education & Demographics
19.3% of Saco residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 1.3% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
How Saco Ranks in Montana
Cost of Living in Saco, MT
Compared to national averages, Saco has a median household income of $51,250 (32% below the national median of $75,149). Home values average $64,400, which is 74% below the national median. Monthly rent at $900 is 23% below the US average of $1,163. Within Montana, Saco's income is 22% below the state average of $65,821, and home values are 78% below the state median of $288,703.
Why Live in Saco, MT?
Saco offers affordable housing with a median home value of $64,400, below the US average of $244,900, and rent that’s lower than the national average at $900/month, and a strong job market with an unemployment rate of just 1.1%.
Potential considerations include median household income ($51,250) that falls below the national average. However, Saco’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Saco has a population of 154 with a median age of 48 years. Compare Saco with other cities to see how it stacks up, or explore all cities in Montana.
Similar Cities Near Saco
Cities in Montana with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Custer | 155 | $70,000 | $121,700 | Compare |
| Little Bitterroot Lake | 153 | $105,114 | $775,000 | Compare |
| West Havre | 155 | $63,819 | $330,000 | Compare |
| Broadview | 152 | $66,250 | $148,800 | Compare |
| Dodson | 156 | $41,172 | $44,700 | Compare |
| Rimrock Colony | 157 | $0 | $0 | Compare |
| Sylvanite | 157 | $52,396 | $376,900 | Compare |
| Maxville | 150 | $143,462 | $450,000 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Saco With Other Cities
Frequently Asked Questions about Saco
What is the population of Saco, MT?
The population of Saco, MT is 154 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Saco?
The median household income in Saco, MT is $51,250 per year, which is 32% below the national median of $75,149.
What is the median home value in Saco?
The median home value in Saco, MT is $64,400, which is 74% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Saco?
The median monthly rent in Saco, MT is $900, which is 23% below the national average of $1,163/month.
What is the unemployment rate in Saco?
The unemployment rate in Saco, MT is 1.1%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Saco, MT a good place to live?
Saco offers a moderate cost of living, affordable housing, and a strong job market. With a population of 154 and a median age of 48, the city appeals to established professionals and retirees.
How educated is Saco, MT?
19.3% of residents in Saco aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Saco?
Key cost-of-living indicators for Saco, MT: median home value is $64,400 (74% below national), median rent is $900/month, and median household income is $51,250. The home-value-to-income ratio is 1.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Saco?
The poverty rate in Saco, MT is 33.1%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Saco, MT?
Saco's population is 1.3% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.