Mountain Home, NC
Population 3,518 · North Carolina
About Mountain Home, NC
Mountain Home is a small town located in North Carolina with a population of 3,518 residents according to the latest US Census Bureau American Community Survey data. The median household income is $68,750 per year, which is 9% below the national median of $75,149. The median age of 52.4 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Mountain Home features a median home value of $353,200, which is 44% above the national median of $244,900. This positions Mountain Home in a moderately priced market relative to the rest of the country. Median monthly rent is $1,208, 4% above the national average of $1,163/month. Of the 1,643 total housing units, 67% are owner-occupied (1,030 units) and 33% are renter-occupied (512 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Mountain Home shows an unemployment rate of 0.8%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 13.3%, above the national average of 12.4%. Workers in Mountain Home have an average one-way commute time of 16.6 minutes, one of the shorter commutes in the region.
Education & Demographics
40.0% of Mountain Home residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 11.2% White, 0.5% Hispanic or Latino, 0.6% Black or African American, and 3.5% Asian residents, with 12.7% of the population being foreign-born.
How Mountain Home Ranks in North Carolina
Cost of Living in Mountain Home, NC
Compared to national averages, Mountain Home has a median household income of $68,750 (9% below the national median of $75,149). Home values average $353,200, which is 44% above the national median. Monthly rent at $1,208 is 4% above the US average of $1,163. Within North Carolina, Mountain Home's income is 7% above the state average of $64,468, and home values are 54% above the state median of $228,922.
Why Live in Mountain Home, NC?
Mountain Home offers a strong job market with an unemployment rate of just 0.8%, and a well-educated community where 40.0% of residents hold a bachelor’s degree or higher, and short commute times averaging just 16.6 minutes.
Potential considerations include median household income ($68,750) that falls below the national average. However, Mountain Home’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Mountain Home has a population of 3,518 with a median age of 52.4 years. Compare Mountain Home with other cities to see how it stacks up, or explore all cities in North Carolina.
Similar Cities Near Mountain Home
Cities in North Carolina with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| River Road | 3,518 | $47,978 | $187,700 | Compare |
| Elroy | 3,507 | $54,375 | $120,500 | Compare |
| Fairview | 3,549 | $89,417 | $349,700 | Compare |
| Brices Creek | 3,592 | $107,800 | $323,400 | Compare |
| Wallace | 3,438 | $49,358 | $192,800 | Compare |
| Buies Creek | 3,613 | $52,458 | $370,500 | Compare |
| Rural Hall | 3,421 | $50,665 | $183,800 | Compare |
| Windsor | 3,417 | $38,631 | $111,400 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in North Carolina
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Mountain Home With Other Cities
Frequently Asked Questions about Mountain Home
What is the population of Mountain Home, NC?
The population of Mountain Home, NC is 3,518 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in North Carolina.
What is the median household income in Mountain Home?
The median household income in Mountain Home, NC is $68,750 per year, which is 9% below the national median of $75,149.
What is the median home value in Mountain Home?
The median home value in Mountain Home, NC is $353,200, which is 44% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Mountain Home?
The median monthly rent in Mountain Home, NC is $1,208, which is 4% above the national average of $1,163/month.
What is the unemployment rate in Mountain Home?
The unemployment rate in Mountain Home, NC is 0.8%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Mountain Home, NC a good place to live?
Mountain Home offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 3,518 and a median age of 52.4, the city appeals to established professionals and retirees.
How educated is Mountain Home, NC?
40.0% of residents in Mountain Home aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Mountain Home?
Key cost-of-living indicators for Mountain Home, NC: median home value is $353,200 (44% above national), median rent is $1,208/month, and median household income is $68,750. The home-value-to-income ratio is 5.1x, a moderate figure by national standards.
What is the poverty rate in Mountain Home?
The poverty rate in Mountain Home, NC is 13.3%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Mountain Home, NC?
Mountain Home's population is 11.2% White, 0.5% Hispanic or Latino, 0.6% Black or African American, 3.5% Asian, and 1.1% two or more races. 12.7% of residents are foreign-born.