Swansboro, NC
Population 3,887 · North Carolina
About Swansboro, NC
Swansboro is a small town located in North Carolina with a population of 3,887 residents according to the latest US Census Bureau American Community Survey data. The median household income is $112,382 per year, which is 50% above the national median of $75,149. The median age of 43.3 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Swansboro features a median home value of $356,900, which is 46% above the national median of $244,900. This positions Swansboro in a moderately priced market relative to the rest of the country. Median monthly rent is $1,380, 19% above the national average of $1,163/month. Of the 1,783 total housing units, 71% are owner-occupied (1,105 units) and 29% are renter-occupied (441 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Swansboro shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 9.6%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Swansboro have an average one-way commute time of 22.1 minutes.
Education & Demographics
38.0% of Swansboro residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 3.1% White, 0.8% Hispanic or Latino, 1.5% Black or African American, and 0.0% Asian residents, with 3.6% of the population being foreign-born.
How Swansboro Ranks in North Carolina
Cost of Living in Swansboro, NC
Compared to national averages, Swansboro has a median household income of $112,382 (50% above the national median of $75,149). Home values average $356,900, which is 46% above the national median. Monthly rent at $1,380 is 19% above the US average of $1,163. Within North Carolina, Swansboro's income is 74% above the state average of $64,468, and home values are 56% above the state median of $228,922.
Why Live in Swansboro, NC?
Swansboro offers a strong local economy with a median household income of $112,382, well above the national average, and a strong job market with an unemployment rate of just 0.0%, and a well-educated community where 38.0% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 9.6%, better than the national average, and short commute times averaging just 22.1 minutes.
Swansboro has a population of 3,887 with a median age of 43.3 years. Compare Swansboro with other cities to see how it stacks up, or explore all cities in North Carolina.
Similar Cities Near Swansboro
Cities in North Carolina with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Emerald Isle | 3,915 | $89,432 | $563,600 | Compare |
| Bethlehem | 3,928 | $78,963 | $290,600 | Compare |
| Skippers Corner | 3,834 | $67,469 | $249,200 | Compare |
| Dana | 3,824 | $55,801 | $223,400 | Compare |
| Troutman | 3,813 | $76,389 | $349,100 | Compare |
| Rockfish | 3,807 | $63,046 | $191,000 | Compare |
| Hudson | 3,777 | $61,600 | $196,200 | Compare |
| Maiden | 3,777 | $52,102 | $219,300 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in North Carolina
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Swansboro With Other Cities
Frequently Asked Questions about Swansboro
What is the population of Swansboro, NC?
The population of Swansboro, NC is 3,887 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in North Carolina.
What is the median household income in Swansboro?
The median household income in Swansboro, NC is $112,382 per year, which is 50% above the national median of $75,149.
What is the median home value in Swansboro?
The median home value in Swansboro, NC is $356,900, which is 46% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Swansboro?
The median monthly rent in Swansboro, NC is $1,380, which is 19% above the national average of $1,163/month.
What is the unemployment rate in Swansboro?
The unemployment rate in Swansboro, NC is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Swansboro, NC a good place to live?
Swansboro offers above-average incomes, a competitive housing market, and a strong job market. With a population of 3,887 and a median age of 43.3, the city appeals to a broad range of residents.
How educated is Swansboro, NC?
38.0% of residents in Swansboro aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Swansboro?
Key cost-of-living indicators for Swansboro, NC: median home value is $356,900 (46% above national), median rent is $1,380/month, and median household income is $112,382. The home-value-to-income ratio is 3.2x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Swansboro?
The poverty rate in Swansboro, NC is 9.6%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Swansboro, NC?
Swansboro's population is 3.1% White, 0.8% Hispanic or Latino, 1.5% Black or African American, 0.0% Asian, and 2.4% two or more races. 3.6% of residents are foreign-born.