Finley, ND
Population 322 · North Dakota
About Finley, ND
Finley is a small community located in North Dakota with a population of 322 residents according to the latest US Census Bureau American Community Survey data. The median household income is $74,583 per year, which is 1% below the national median of $75,149. The median age of 50.4 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Finley features a median home value of $73,100, which is 70% below the national median of $244,900. This makes Finley one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $642, 45% below the national average of $1,163/month. Of the 218 total housing units, 78% are owner-occupied (115 units) and 22% are renter-occupied (33 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Finley shows an unemployment rate of 3.9%, which is near the national rate of 3.7%. The poverty rate stands at 11.5%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Finley have an average one-way commute time of 13.1 minutes, one of the shorter commutes in the region.
Education & Demographics
35.0% of Finley residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.3% White, 3.7% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.9% of the population being foreign-born.
Cost of Living in Finley, ND
Compared to national averages, Finley has a median household income of $74,583 (1% below the national median of $75,149). Home values average $73,100, which is 70% below the national median. Monthly rent at $642 is 45% below the US average of $1,163. Within North Dakota, Finley's income is 3% above the state average of $72,691, and home values are 48% below the state median of $139,496.
Why Live in Finley, ND?
Finley offers affordable housing with a median home value of $73,100, below the US average of $244,900, and rent that’s lower than the national average at $642/month, and a well-educated community where 35.0% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 11.5%, better than the national average, and short commute times averaging just 13.1 minutes.
Potential considerations include median household income ($74,583) that falls below the national average. However, Finley’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Finley has a population of 322 with a median age of 50.4 years. Compare Finley with other cities to see how it stacks up, or explore all cities in North Dakota.
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Demographics
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Economy & Education
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Other Cities in North Dakota
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Finley
What is the population of Finley, ND?
The population of Finley, ND is 322 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in North Dakota.
What is the median household income in Finley?
The median household income in Finley, ND is $74,583 per year, which is 1% below the national median of $75,149.
What is the median home value in Finley?
The median home value in Finley, ND is $73,100, which is 70% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Finley?
The median monthly rent in Finley, ND is $642, which is 45% below the national average of $1,163/month.
What is the unemployment rate in Finley?
The unemployment rate in Finley, ND is 3.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Finley, ND a good place to live?
Finley offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 322 and a median age of 50.4, the city appeals to established professionals and retirees.
How educated is Finley, ND?
35.0% of residents in Finley aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Finley?
Key cost-of-living indicators for Finley, ND: median home value is $73,100 (70% below national), median rent is $642/month, and median household income is $74,583. The home-value-to-income ratio is 1.0x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Finley?
The poverty rate in Finley, ND is 11.5%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Finley, ND?
Finley's population is 0.3% White, 3.7% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 1.6% two or more races. 0.9% of residents are foreign-born.