Emerald Bay, TX
Population 1,074 · Texas
About Emerald Bay, TX
Emerald Bay is a small town located in Texas with a population of 1,074 residents according to the latest US Census Bureau American Community Survey data. The median household income is $120,139 per year, which is 60% above the national median of $75,149. The median age of 69.6 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Emerald Bay features a median home value of $279,200, which is 14% above the national median of $244,900. This positions Emerald Bay in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 498 total housing units, 100% are owner-occupied (478 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Emerald Bay shows an unemployment rate of 3.4%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 1.8%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Emerald Bay have an average one-way commute time of 26.8 minutes.
Education & Demographics
49.6% of Emerald Bay residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 2.6% White, 0.9% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 5.2% of the population being foreign-born.
Cost of Living in Emerald Bay, TX
Compared to national averages, Emerald Bay has a median household income of $120,139 (60% above the national median of $75,149). Home values average $279,200, which is 14% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Texas, Emerald Bay's income is 65% above the state average of $72,726, and home values are 32% above the state median of $211,769.
Why Live in Emerald Bay, TX?
Emerald Bay offers a strong local economy with a median household income of $120,139, well above the national average, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 3.4%. Additionally, the city features a well-educated community where 49.6% of residents hold a bachelor’s degree or higher, and a low poverty rate of 1.8%, better than the national average.
Emerald Bay has a population of 1,074 with a median age of 69.6 years. Compare Emerald Bay with other cities to see how it stacks up, or explore all cities in Texas.
Similar Cities Near Emerald Bay
Cities in Texas with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Beauxart Gardens | 1,073 | $60,702 | $158,600 | Compare |
| Rosebud | 1,077 | $26,797 | $83,000 | Compare |
| Menard | 1,078 | $43,179 | $69,800 | Compare |
| Ricardo | 1,070 | $68,108 | $216,300 | Compare |
| Garrett | 1,067 | $76,458 | $127,500 | Compare |
| Ransom Canyon | 1,081 | $111,458 | $311,600 | Compare |
| Celeste | 1,084 | $56,458 | $160,000 | Compare |
| Ames | 1,085 | $44,236 | $153,800 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Texas
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Emerald Bay With Other Cities
Frequently Asked Questions about Emerald Bay
What is the population of Emerald Bay, TX?
The population of Emerald Bay, TX is 1,074 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Texas.
What is the median household income in Emerald Bay?
The median household income in Emerald Bay, TX is $120,139 per year, which is 60% above the national median of $75,149.
What is the median home value in Emerald Bay?
The median home value in Emerald Bay, TX is $279,200, which is 14% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Emerald Bay?
The median monthly rent in Emerald Bay, TX is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Emerald Bay?
The unemployment rate in Emerald Bay, TX is 3.4%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Emerald Bay, TX a good place to live?
Emerald Bay offers above-average incomes, a competitive housing market, and a strong job market. With a population of 1,074 and a median age of 69.6, the city appeals to established professionals and retirees.
How educated is Emerald Bay, TX?
49.6% of residents in Emerald Bay aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Emerald Bay?
Key cost-of-living indicators for Emerald Bay, TX: median home value is $279,200 (14% above national), median rent is $0/month, and median household income is $120,139. The home-value-to-income ratio is 2.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Emerald Bay?
The poverty rate in Emerald Bay, TX is 1.8%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Emerald Bay, TX?
Emerald Bay's population is 2.6% White, 0.9% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 5.2% of residents are foreign-born.