Monte Rio, CA
Population 765 · California
About Monte Rio, CA
Monte Rio is a small community located in California with a population of 765 residents according to the latest US Census Bureau American Community Survey data. The median household income is $48,922 per year, which is 35% below the national median of $75,149. The median age of 63.4 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Monte Rio features a median home value of $666,200, which is 172% above the national median of $244,900. This places Monte Rio in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,297, 12% above the national average of $1,163/month. Of the 749 total housing units, 76% are owner-occupied (324 units) and 24% are renter-occupied (102 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Monte Rio shows an unemployment rate of 11.0%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 16.6%, above the national average of 12.4%. Workers in Monte Rio have an average one-way commute time of 22.3 minutes.
Education & Demographics
33.3% of Monte Rio residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 11.5% White, 1.0% Hispanic or Latino, 2.9% Black or African American, and 0.9% Asian residents, with 9.4% of the population being foreign-born.
Cost of Living in Monte Rio, CA
Compared to national averages, Monte Rio has a median household income of $48,922 (35% below the national median of $75,149). Home values average $666,200, which is 172% above the national median. Monthly rent at $1,297 is 12% above the US average of $1,163. Within California, Monte Rio's income is 50% below the state average of $97,829, and home values are 2% above the state median of $653,874.
Why Live in Monte Rio, CA?
Monte Rio offers short commute times averaging just 22.3 minutes.
Potential considerations include median household income ($48,922) that falls below the national average, and a competitive housing market where the typical home costs $666,200. However, Monte Rio’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Monte Rio has a population of 765 with a median age of 63.4 years. Compare Monte Rio with other cities to see how it stacks up, or explore all cities in California.
Similar Cities Near Monte Rio
Cities in California with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Shelter Cove | 764 | $46,066 | $457,700 | Compare |
| Mountain Gate | 763 | $26,655 | $144,900 | Compare |
| Westwood | 769 | $0 | $176,500 | Compare |
| Anchor Bay | 770 | $82,448 | $0 | Compare |
| Fieldbrook | 771 | $85,833 | $610,300 | Compare |
| Catheys Valley | 772 | $78,494 | $0 | Compare |
| Aguanga | 756 | $0 | $0 | Compare |
| Spring Valley CDP (Lake County), California | 775 | $43,816 | $358,900 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in California
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Monte Rio With Other Cities
Frequently Asked Questions about Monte Rio
What is the population of Monte Rio, CA?
The population of Monte Rio, CA is 765 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in California.
What is the median household income in Monte Rio?
The median household income in Monte Rio, CA is $48,922 per year, which is 35% below the national median of $75,149.
What is the median home value in Monte Rio?
The median home value in Monte Rio, CA is $666,200, which is 172% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Monte Rio?
The median monthly rent in Monte Rio, CA is $1,297, which is 12% above the national average of $1,163/month.
What is the unemployment rate in Monte Rio?
The unemployment rate in Monte Rio, CA is 11.0%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Monte Rio, CA a good place to live?
Monte Rio offers a moderate cost of living, a competitive housing market, and growing employment opportunities. With a population of 765 and a median age of 63.4, the city appeals to established professionals and retirees.
How educated is Monte Rio, CA?
33.3% of residents in Monte Rio aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Monte Rio?
Key cost-of-living indicators for Monte Rio, CA: median home value is $666,200 (172% above national), median rent is $1,297/month, and median household income is $48,922. The home-value-to-income ratio is 13.6x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Monte Rio?
The poverty rate in Monte Rio, CA is 16.6%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Monte Rio, CA?
Monte Rio's population is 11.5% White, 1.0% Hispanic or Latino, 2.9% Black or African American, 0.9% Asian, and 0.0% two or more races. 9.4% of residents are foreign-born.