Montgomery Creek, CA
Population 227 · California
About Montgomery Creek, CA
Montgomery Creek is a small community located in California with a population of 227 residents according to the latest US Census Bureau American Community Survey data. The median household income is $36,563 per year, which is 51% below the national median of $75,149. The median age of 64 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Montgomery Creek features a median home value of $0, which is 100% below the national median of $244,900. This makes Montgomery Creek one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 128 total housing units, 81% are owner-occupied (77 units) and 19% are renter-occupied (18 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Montgomery Creek shows an unemployment rate of 17.1%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 15.0%, above the national average of 12.4%. Workers in Montgomery Creek have an average one-way commute time of 32.5 minutes.
Education & Demographics
34.6% of Montgomery Creek residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 32.2% White, 6.2% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 26.0% of the population being foreign-born.
Cost of Living in Montgomery Creek, CA
Compared to national averages, Montgomery Creek has a median household income of $36,563 (51% below the national median of $75,149). Home values average $0, which is 100% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within California, Montgomery Creek's income is 63% below the state average of $97,829, and home values are 100% below the state median of $653,874.
Why Live in Montgomery Creek, CA?
Montgomery Creek offers affordable housing with a median home value of $0, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a well-educated community where 34.6% of residents hold a bachelor’s degree or higher.
Potential considerations include median household income ($36,563) that falls below the national average. However, Montgomery Creek’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Montgomery Creek has a population of 227 with a median age of 64 years. Compare Montgomery Creek with other cities to see how it stacks up, or explore all cities in California.
Similar Cities Near Montgomery Creek
Cities in California with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Dillon Beach | 224 | $206,793 | $1,564,200 | Compare |
| Dos Palos Y | 230 | $36,406 | $485,700 | Compare |
| Trinity Village | 230 | $83,620 | $421,100 | Compare |
| Bear Creek | 231 | $0 | $0 | Compare |
| Grenada | 231 | $58,571 | $0 | Compare |
| Lindcove | 223 | $52,292 | $329,200 | Compare |
| Amador City | 222 | $69,844 | $356,300 | Compare |
| Artois | 232 | $147,902 | $0 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in California
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Montgomery Creek
What is the population of Montgomery Creek, CA?
The population of Montgomery Creek, CA is 227 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in California.
What is the median household income in Montgomery Creek?
The median household income in Montgomery Creek, CA is $36,563 per year, which is 51% below the national median of $75,149.
What is the median home value in Montgomery Creek?
The median home value in Montgomery Creek, CA is $0, which is 100% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Montgomery Creek?
The median monthly rent in Montgomery Creek, CA is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Montgomery Creek?
The unemployment rate in Montgomery Creek, CA is 17.1%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Montgomery Creek, CA a good place to live?
Montgomery Creek offers a moderate cost of living, affordable housing, and growing employment opportunities. With a population of 227 and a median age of 64, the city appeals to established professionals and retirees.
How educated is Montgomery Creek, CA?
34.6% of residents in Montgomery Creek aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Montgomery Creek?
Key cost-of-living indicators for Montgomery Creek, CA: median home value is $0 (100% below national), median rent is $0/month, and median household income is $36,563. The home-value-to-income ratio is 0.0x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Montgomery Creek?
The poverty rate in Montgomery Creek, CA is 15.0%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Montgomery Creek, CA?
Montgomery Creek's population is 32.2% White, 6.2% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 26.0% of residents are foreign-born.