Waterloo, CA
Population 886 · California
About Waterloo, CA
Waterloo is a small community located in California with a population of 886 residents according to the latest US Census Bureau American Community Survey data. The median household income is $250,001 per year, which is 233% above the national median of $75,149. The median age of 53.7 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Waterloo features a median home value of $883,200, which is 261% above the national median of $244,900. This places Waterloo in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,908, 64% above the national average of $1,163/month. Of the 345 total housing units, 39% are owner-occupied (133 units) and 61% are renter-occupied (212 units). The higher proportion of renters may reflect a transient population, younger demographics, or high housing costs relative to income.
Economy & Employment
The local economy in Waterloo shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 5.6%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Waterloo have an average one-way commute time of 28 minutes.
Education & Demographics
27.3% of Waterloo residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 9.3% White, 9.8% Hispanic or Latino, 0.0% Black or African American, and 1.1% Asian residents, with 6.4% of the population being foreign-born.
How Waterloo Ranks in California
Cost of Living in Waterloo, CA
Compared to national averages, Waterloo has a median household income of $250,001 (233% above the national median of $75,149). Home values average $883,200, which is 261% above the national median. Monthly rent at $1,908 is 64% above the US average of $1,163. Within California, Waterloo's income is 156% above the state average of $97,829, and home values are 35% above the state median of $653,874.
Why Live in Waterloo, CA?
Waterloo offers a strong local economy with a median household income of $250,001, well above the national average, and a strong job market with an unemployment rate of just 0.0%, and a low poverty rate of 5.6%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $883,200. However, Waterloo’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Waterloo has a population of 886 with a median age of 53.7 years. Compare Waterloo with other cities to see how it stacks up, or explore all cities in California.
Similar Cities Near Waterloo
Cities in California with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Los Alamos | 886 | $53,673 | $672,100 | Compare |
| Talmage | 886 | $48,939 | $477,600 | Compare |
| University of California-Merced | 886 | $0 | $0 | Compare |
| Silverado | 890 | $90,104 | $658,500 | Compare |
| Jacumba | 880 | $51,044 | $349,400 | Compare |
| Camanche North Shore | 877 | $60,467 | $356,500 | Compare |
| Independence | 875 | $64,063 | $268,400 | Compare |
| Lake Hughes | 875 | $110,438 | $519,400 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in California
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Waterloo With Other Cities
Frequently Asked Questions about Waterloo
What is the population of Waterloo, CA?
The population of Waterloo, CA is 886 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in California.
What is the median household income in Waterloo?
The median household income in Waterloo, CA is $250,001 per year, which is 233% above the national median of $75,149.
What is the median home value in Waterloo?
The median home value in Waterloo, CA is $883,200, which is 261% above the national median of $244,900. A significant portion of residents rent their homes.
What is the average rent in Waterloo?
The median monthly rent in Waterloo, CA is $1,908, which is 64% above the national average of $1,163/month.
What is the unemployment rate in Waterloo?
The unemployment rate in Waterloo, CA is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Waterloo, CA a good place to live?
Waterloo offers above-average incomes, a competitive housing market, and a strong job market. With a population of 886 and a median age of 53.7, the city appeals to established professionals and retirees.
How educated is Waterloo, CA?
27.3% of residents in Waterloo aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Waterloo?
Key cost-of-living indicators for Waterloo, CA: median home value is $883,200 (261% above national), median rent is $1,908/month, and median household income is $250,001. The home-value-to-income ratio is 3.5x, a moderate figure by national standards.
What is the poverty rate in Waterloo?
The poverty rate in Waterloo, CA is 5.6%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Waterloo, CA?
Waterloo's population is 9.3% White, 9.8% Hispanic or Latino, 0.0% Black or African American, 1.1% Asian, and 0.0% two or more races. 6.4% of residents are foreign-born.