Gardner, FL
Population 502 · Florida
About Gardner, FL
Gardner is a small community located in Florida with a population of 502 residents according to the latest US Census Bureau American Community Survey data. The median household income is $40,739 per year, which is 46% below the national median of $75,149. The median age of 64.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Gardner features a median home value of $132,100, which is 46% below the national median of $244,900. This makes Gardner one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 459 total housing units, 100% are owner-occupied (207 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Gardner shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 40.0%, above the national average of 12.4%. Workers in Gardner have an average one-way commute time of 0 minutes, one of the shorter commutes in the region.
Education & Demographics
12.9% of Gardner residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 24.1% White, 0.0% Hispanic or Latino, 3.4% Black or African American, and 0.0% Asian residents, with 5.4% of the population being foreign-born.
Cost of Living in Gardner, FL
Compared to national averages, Gardner has a median household income of $40,739 (46% below the national median of $75,149). Home values average $132,100, which is 46% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Florida, Gardner's income is 46% below the state average of $75,893, and home values are 63% below the state median of $353,675.
Why Live in Gardner, FL?
Gardner offers affordable housing with a median home value of $132,100, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features short commute times averaging just 0 minutes.
Potential considerations include median household income ($40,739) that falls below the national average. However, Gardner’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Gardner has a population of 502 with a median age of 64.5 years. Compare Gardner with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Gardner
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Schall Circle | 501 | $45,489 | $254,500 | Compare |
| Bell | 507 | $68,929 | $163,300 | Compare |
| Jupiter Inlet Colony | 486 | $168,750 | $2,000,001 | Compare |
| Key Colony Beach | 525 | $94,531 | $834,800 | Compare |
| Sopchoppy | 476 | $62,813 | $222,200 | Compare |
| Wiscon | 535 | $31,850 | $0 | Compare |
| Briny Breezes | 465 | $68,571 | $243,500 | Compare |
| Ocean Breeze | 465 | $96,797 | $263,600 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Gardner With Other Cities
Frequently Asked Questions about Gardner
What is the population of Gardner, FL?
The population of Gardner, FL is 502 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Florida.
What is the median household income in Gardner?
The median household income in Gardner, FL is $40,739 per year, which is 46% below the national median of $75,149.
What is the median home value in Gardner?
The median home value in Gardner, FL is $132,100, which is 46% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Gardner?
The median monthly rent in Gardner, FL is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Gardner?
The unemployment rate in Gardner, FL is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Gardner, FL a good place to live?
Gardner offers a moderate cost of living, affordable housing, and a strong job market. With a population of 502 and a median age of 64.5, the city appeals to established professionals and retirees.
How educated is Gardner, FL?
12.9% of residents in Gardner aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Gardner?
Key cost-of-living indicators for Gardner, FL: median home value is $132,100 (46% below national), median rent is $0/month, and median household income is $40,739. The home-value-to-income ratio is 3.2x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Gardner?
The poverty rate in Gardner, FL is 40.0%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Gardner, FL?
Gardner's population is 24.1% White, 0.0% Hispanic or Latino, 3.4% Black or African American, 0.0% Asian, and 0.0% two or more races. 5.4% of residents are foreign-born.