Holden Lakes, FL
Population 3,506 · Florida
About Holden Lakes, FL
Holden Lakes is a small town located in Florida with a population of 3,506 residents according to the latest US Census Bureau American Community Survey data. The median household income is $66,196 per year, which is 12% below the national median of $75,149. The median age of 55 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Holden Lakes features a median home value of $354,600, which is 45% above the national median of $244,900. This positions Holden Lakes in a moderately priced market relative to the rest of the country. Median monthly rent is $1,315, 13% above the national average of $1,163/month. Of the 1,791 total housing units, 77% are owner-occupied (1,059 units) and 23% are renter-occupied (323 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Holden Lakes shows an unemployment rate of 5.4%, which is near the national rate of 3.7%. The poverty rate stands at 8.9%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Holden Lakes have an average one-way commute time of 25.5 minutes.
Education & Demographics
31.7% of Holden Lakes residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 4.3% White, 1.1% Hispanic or Latino, 8.7% Black or African American, and 4.5% Asian residents, with 17.9% of the population being foreign-born.
Cost of Living in Holden Lakes, FL
Compared to national averages, Holden Lakes has a median household income of $66,196 (12% below the national median of $75,149). Home values average $354,600, which is 45% above the national median. Monthly rent at $1,315 is 13% above the US average of $1,163. Within Florida, Holden Lakes's income is 13% below the state average of $75,893, and home values are 0% above the state median of $353,675.
Why Live in Holden Lakes, FL?
Holden Lakes offers a low poverty rate of 8.9%, better than the national average.
Potential considerations include median household income ($66,196) that falls below the national average. However, Holden Lakes’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Holden Lakes has a population of 3,506 with a median age of 55 years. Compare Holden Lakes with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Holden Lakes
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Midway | 3,504 | $61,048 | $212,400 | Compare |
| Bunnell | 3,511 | $52,564 | $247,800 | Compare |
| Port St. Joe | 3,499 | $60,347 | $280,600 | Compare |
| Geneva | 3,520 | $142,188 | $514,500 | Compare |
| Vineyards | 3,484 | $138,042 | $613,600 | Compare |
| Lake Clarke Shores | 3,550 | $150,393 | $494,700 | Compare |
| Tiger Point | 3,453 | $122,308 | $391,000 | Compare |
| Kensington Park | 3,561 | $80,139 | $291,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Holden Lakes With Other Cities
Frequently Asked Questions about Holden Lakes
What is the population of Holden Lakes, FL?
The population of Holden Lakes, FL is 3,506 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Florida.
What is the median household income in Holden Lakes?
The median household income in Holden Lakes, FL is $66,196 per year, which is 12% below the national median of $75,149.
What is the median home value in Holden Lakes?
The median home value in Holden Lakes, FL is $354,600, which is 45% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Holden Lakes?
The median monthly rent in Holden Lakes, FL is $1,315, which is 13% above the national average of $1,163/month.
What is the unemployment rate in Holden Lakes?
The unemployment rate in Holden Lakes, FL is 5.4%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Holden Lakes, FL a good place to live?
Holden Lakes offers a moderate cost of living, a competitive housing market, and growing employment opportunities. With a population of 3,506 and a median age of 55, the city appeals to established professionals and retirees.
How educated is Holden Lakes, FL?
31.7% of residents in Holden Lakes aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Holden Lakes?
Key cost-of-living indicators for Holden Lakes, FL: median home value is $354,600 (45% above national), median rent is $1,315/month, and median household income is $66,196. The home-value-to-income ratio is 5.4x, a moderate figure by national standards.
What is the poverty rate in Holden Lakes?
The poverty rate in Holden Lakes, FL is 8.9%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Holden Lakes, FL?
Holden Lakes's population is 4.3% White, 1.1% Hispanic or Latino, 8.7% Black or African American, 4.5% Asian, and 18.3% two or more races. 17.9% of residents are foreign-born.