Otter Creek, FL
Population 155 · Florida
About Otter Creek, FL
Otter Creek is a small community located in Florida with a population of 155 residents according to the latest US Census Bureau American Community Survey data. The median household income is $62,833 per year, which is 16% below the national median of $75,149. The median age of 24.9 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Otter Creek features a median home value of $23,900, which is 90% below the national median of $244,900. This makes Otter Creek one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 104 total housing units, 42% are owner-occupied (33 units) and 58% are renter-occupied (45 units). The higher proportion of renters may reflect a transient population, younger demographics, or high housing costs relative to income.
Economy & Employment
The local economy in Otter Creek shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 11.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Otter Creek have an average one-way commute time of 0 minutes, one of the shorter commutes in the region.
Education & Demographics
11.0% of Otter Creek residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 8.4% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
How Otter Creek Ranks in Florida
Cost of Living in Otter Creek, FL
Compared to national averages, Otter Creek has a median household income of $62,833 (16% below the national median of $75,149). Home values average $23,900, which is 90% below the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Florida, Otter Creek's income is 17% below the state average of $75,893, and home values are 93% below the state median of $353,675.
Why Live in Otter Creek, FL?
Otter Creek offers affordable housing with a median home value of $23,900, below the US average of $244,900, and rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%. Additionally, the city features a low poverty rate of 11.0%, better than the national average, and short commute times averaging just 0 minutes.
Potential considerations include median household income ($62,833) that falls below the national average. However, Otter Creek’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Otter Creek has a population of 155 with a median age of 24.9 years. Compare Otter Creek with other cities to see how it stacks up, or explore all cities in Florida.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Otter Creek
What is the population of Otter Creek, FL?
The population of Otter Creek, FL is 155 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Florida.
What is the median household income in Otter Creek?
The median household income in Otter Creek, FL is $62,833 per year, which is 16% below the national median of $75,149.
What is the median home value in Otter Creek?
The median home value in Otter Creek, FL is $23,900, which is 90% below the national median of $244,900. A significant portion of residents rent their homes.
What is the average rent in Otter Creek?
The median monthly rent in Otter Creek, FL is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Otter Creek?
The unemployment rate in Otter Creek, FL is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Otter Creek, FL a good place to live?
Otter Creek offers a moderate cost of living, affordable housing, and a strong job market. With a population of 155 and a median age of 24.9, the city appeals to young professionals and families.
How educated is Otter Creek, FL?
11.0% of residents in Otter Creek aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Otter Creek?
Key cost-of-living indicators for Otter Creek, FL: median home value is $23,900 (90% below national), median rent is $0/month, and median household income is $62,833. The home-value-to-income ratio is 0.4x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Otter Creek?
The poverty rate in Otter Creek, FL is 11.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Otter Creek, FL?
Otter Creek's population is 0.0% White, 0.0% Hispanic or Latino, 8.4% Black or African American, 0.0% Asian, and 29.0% two or more races. 0.0% of residents are foreign-born.