Ponce Inlet, FL
Population 3,392 · Florida
About Ponce Inlet, FL
Ponce Inlet is a small town located in Florida with a population of 3,392 residents according to the latest US Census Bureau American Community Survey data. The median household income is $100,313 per year, which is 33% above the national median of $75,149. The median age of 66.3 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Ponce Inlet features a median home value of $502,100, which is 105% above the national median of $244,900. This places Ponce Inlet in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,886, 62% above the national average of $1,163/month. Of the 3,102 total housing units, 90% are owner-occupied (1,568 units) and 10% are renter-occupied (182 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Ponce Inlet shows an unemployment rate of 2.3%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 6.3%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Ponce Inlet have an average one-way commute time of 27.7 minutes.
Education & Demographics
52.9% of Ponce Inlet residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.8% White, 0.0% Hispanic or Latino, 0.4% Black or African American, and 1.0% Asian residents, with 8.8% of the population being foreign-born.
Cost of Living in Ponce Inlet, FL
Compared to national averages, Ponce Inlet has a median household income of $100,313 (33% above the national median of $75,149). Home values average $502,100, which is 105% above the national median. Monthly rent at $1,886 is 62% above the US average of $1,163. Within Florida, Ponce Inlet's income is 32% above the state average of $75,893, and home values are 42% above the state median of $353,675.
Why Live in Ponce Inlet, FL?
Ponce Inlet offers a strong local economy with a median household income of $100,313, well above the national average, and a strong job market with an unemployment rate of just 2.3%, and a well-educated community where 52.9% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 6.3%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $502,100. However, Ponce Inlet’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Ponce Inlet has a population of 3,392 with a median age of 66.3 years. Compare Ponce Inlet with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near Ponce Inlet
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Nokomis | 3,391 | $41,333 | $225,100 | Compare |
| Eagle Lake | 3,382 | $70,208 | $227,700 | Compare |
| Loxahatchee Groves | 3,405 | $113,654 | $583,700 | Compare |
| Rainbow Lakes Estates | 3,376 | $50,298 | $144,500 | Compare |
| Crystal River | 3,443 | $52,112 | $290,900 | Compare |
| Goulding | 3,448 | $27,299 | $86,800 | Compare |
| Big Coppitt Key | 3,333 | $104,306 | $590,700 | Compare |
| Tiger Point | 3,453 | $122,308 | $391,000 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Ponce Inlet With Other Cities
Frequently Asked Questions about Ponce Inlet
What is the population of Ponce Inlet, FL?
The population of Ponce Inlet, FL is 3,392 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Florida.
What is the median household income in Ponce Inlet?
The median household income in Ponce Inlet, FL is $100,313 per year, which is 33% above the national median of $75,149.
What is the median home value in Ponce Inlet?
The median home value in Ponce Inlet, FL is $502,100, which is 105% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Ponce Inlet?
The median monthly rent in Ponce Inlet, FL is $1,886, which is 62% above the national average of $1,163/month.
What is the unemployment rate in Ponce Inlet?
The unemployment rate in Ponce Inlet, FL is 2.3%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Ponce Inlet, FL a good place to live?
Ponce Inlet offers above-average incomes, a competitive housing market, and a strong job market. With a population of 3,392 and a median age of 66.3, the city appeals to established professionals and retirees.
How educated is Ponce Inlet, FL?
52.9% of residents in Ponce Inlet aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Ponce Inlet?
Key cost-of-living indicators for Ponce Inlet, FL: median home value is $502,100 (105% above national), median rent is $1,886/month, and median household income is $100,313. The home-value-to-income ratio is 5.0x, a moderate figure by national standards.
What is the poverty rate in Ponce Inlet?
The poverty rate in Ponce Inlet, FL is 6.3%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Ponce Inlet, FL?
Ponce Inlet's population is 0.8% White, 0.0% Hispanic or Latino, 0.4% Black or African American, 1.0% Asian, and 0.0% two or more races. 8.8% of residents are foreign-born.