St. James City, FL
Population 3,846 · Florida
About St. James City, FL
St. James City is a small town located in Florida with a population of 3,846 residents according to the latest US Census Bureau American Community Survey data. The median household income is $64,539 per year, which is 14% below the national median of $75,149. The median age of 62.9 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in St. James City features a median home value of $284,800, which is 16% above the national median of $244,900. This positions St. James City in a moderately priced market relative to the rest of the country. Median monthly rent is $2,259, 94% above the national average of $1,163/month. Of the 3,600 total housing units, 90% are owner-occupied (1,658 units) and 10% are renter-occupied (194 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in St. James City shows an unemployment rate of 10.3%, which is significantly above the national rate of 3.7%, suggesting economic challenges in the area. The poverty rate stands at 7.4%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. James City have an average one-way commute time of 18.7 minutes, one of the shorter commutes in the region.
Education & Demographics
23.9% of St. James City residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.4% White, 0.2% Hispanic or Latino, 0.4% Black or African American, and 0.2% Asian residents, with 4.8% of the population being foreign-born.
Cost of Living in St. James City, FL
Compared to national averages, St. James City has a median household income of $64,539 (14% below the national median of $75,149). Home values average $284,800, which is 16% above the national median. Monthly rent at $2,259 is 94% above the US average of $1,163. Within Florida, St. James City's income is 15% below the state average of $75,893, and home values are 19% below the state median of $353,675.
Why Live in St. James City, FL?
St. James City offers a low poverty rate of 7.4%, better than the national average, and short commute times averaging just 18.7 minutes.
Potential considerations include median household income ($64,539) that falls below the national average. However, St. James City’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
St. James City has a population of 3,846 with a median age of 62.9 years. Compare St. James City with other cities to see how it stacks up, or explore all cities in Florida.
Similar Cities Near St. James City
Cities in Florida with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Juno Beach | 3,835 | $65,203 | $644,400 | Compare |
| Alturas | 3,866 | $68,955 | $164,500 | Compare |
| Lake Sarasota | 3,802 | $98,689 | $337,700 | Compare |
| Umatilla | 3,793 | $67,206 | $194,500 | Compare |
| Lely | 3,770 | $65,029 | $290,400 | Compare |
| Pine Manor | 3,929 | $45,610 | $270,600 | Compare |
| Flagler Estates | 3,934 | $73,016 | $188,000 | Compare |
| Pea Ridge | 3,934 | $60,350 | $217,200 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Florida
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. James City With Other Cities
Frequently Asked Questions about St. James City
What is the population of St. James City, FL?
The population of St. James City, FL is 3,846 according to the latest US Census Bureau American Community Survey estimates. This makes it a small town in Florida.
What is the median household income in St. James City?
The median household income in St. James City, FL is $64,539 per year, which is 14% below the national median of $75,149.
What is the median home value in St. James City?
The median home value in St. James City, FL is $284,800, which is 16% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. James City?
The median monthly rent in St. James City, FL is $2,259, which is 94% above the national average of $1,163/month.
What is the unemployment rate in St. James City?
The unemployment rate in St. James City, FL is 10.3%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is St. James City, FL a good place to live?
St. James City offers a moderate cost of living, a competitive housing market, and growing employment opportunities. With a population of 3,846 and a median age of 62.9, the city appeals to established professionals and retirees.
How educated is St. James City, FL?
23.9% of residents in St. James City aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in St. James City?
Key cost-of-living indicators for St. James City, FL: median home value is $284,800 (16% above national), median rent is $2,259/month, and median household income is $64,539. The home-value-to-income ratio is 4.4x, a moderate figure by national standards.
What is the poverty rate in St. James City?
The poverty rate in St. James City, FL is 7.4%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is St. James City, FL?
St. James City's population is 0.4% White, 0.2% Hispanic or Latino, 0.4% Black or African American, 0.2% Asian, and 0.0% two or more races. 4.8% of residents are foreign-born.