Chapin, IL
Population 618 · Illinois
About Chapin, IL
Chapin is a small community located in Illinois with a population of 618 residents according to the latest US Census Bureau American Community Survey data. The median household income is $69,213 per year, which is 8% below the national median of $75,149. The median age of 32.4 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Chapin features a median home value of $83,800, which is 66% below the national median of $244,900. This makes Chapin one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $945, 19% below the national average of $1,163/month. Of the 232 total housing units, 85% are owner-occupied (176 units) and 15% are renter-occupied (31 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Chapin shows an unemployment rate of 3.5%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 5.7%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Chapin have an average one-way commute time of 26.1 minutes.
Education & Demographics
18.4% of Chapin residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 0.2% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Chapin, IL
Compared to national averages, Chapin has a median household income of $69,213 (8% below the national median of $75,149). Home values average $83,800, which is 66% below the national median. Monthly rent at $945 is 19% below the US average of $1,163. Within Illinois, Chapin's income is 8% below the state average of $75,072, and home values are 49% below the state median of $165,779.
Why Live in Chapin, IL?
Chapin offers affordable housing with a median home value of $83,800, below the US average of $244,900, and rent that’s lower than the national average at $945/month, and a strong job market with an unemployment rate of just 3.5%. Additionally, the city features a low poverty rate of 5.7%, better than the national average.
Potential considerations include median household income ($69,213) that falls below the national average. However, Chapin’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Chapin has a population of 618 with a median age of 32.4 years. Compare Chapin with other cities to see how it stacks up, or explore all cities in Illinois.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Chapin
What is the population of Chapin, IL?
The population of Chapin, IL is 618 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Illinois.
What is the median household income in Chapin?
The median household income in Chapin, IL is $69,213 per year, which is 8% below the national median of $75,149.
What is the median home value in Chapin?
The median home value in Chapin, IL is $83,800, which is 66% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Chapin?
The median monthly rent in Chapin, IL is $945, which is 19% below the national average of $1,163/month.
What is the unemployment rate in Chapin?
The unemployment rate in Chapin, IL is 3.5%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Chapin, IL a good place to live?
Chapin offers a moderate cost of living, affordable housing, and a strong job market. With a population of 618 and a median age of 32.4, the city appeals to young professionals and families.
How educated is Chapin, IL?
18.4% of residents in Chapin aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Chapin?
Key cost-of-living indicators for Chapin, IL: median home value is $83,800 (66% below national), median rent is $945/month, and median household income is $69,213. The home-value-to-income ratio is 1.2x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Chapin?
The poverty rate in Chapin, IL is 5.7%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Chapin, IL?
Chapin's population is 0.2% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.0% of residents are foreign-born.