Sun River Terrace, IL
Population 637 · Illinois
About Sun River Terrace, IL
Sun River Terrace is a small community located in Illinois with a population of 637 residents according to the latest US Census Bureau American Community Survey data. The median household income is $43,393 per year, which is 42% below the national median of $75,149. The median age of 33.3 years is notably younger the US median age of 38.9 years, indicating a younger, often more dynamic population base.
Housing Market Overview
The housing market in Sun River Terrace features a median home value of $107,100, which is 56% below the national median of $244,900. This makes Sun River Terrace one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $1,058, 9% below the national average of $1,163/month. Of the 224 total housing units, 45% are owner-occupied (85 units) and 55% are renter-occupied (102 units). The higher proportion of renters may reflect a transient population, younger demographics, or high housing costs relative to income.
Economy & Employment
The local economy in Sun River Terrace shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 36.5%, above the national average of 12.4%. Workers in Sun River Terrace have an average one-way commute time of 27.4 minutes.
Education & Demographics
16.2% of Sun River Terrace residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 7.5% White, 3.3% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 3.6% of the population being foreign-born.
Cost of Living in Sun River Terrace, IL
Compared to national averages, Sun River Terrace has a median household income of $43,393 (42% below the national median of $75,149). Home values average $107,100, which is 56% below the national median. Monthly rent at $1,058 is 9% below the US average of $1,163. Within Illinois, Sun River Terrace's income is 42% below the state average of $75,072, and home values are 35% below the state median of $165,779.
Why Live in Sun River Terrace, IL?
Sun River Terrace offers affordable housing with a median home value of $107,100, below the US average of $244,900, and rent that’s lower than the national average at $1,058/month, and a strong job market with an unemployment rate of just 0.0%.
Potential considerations include median household income ($43,393) that falls below the national average. However, Sun River Terrace’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Sun River Terrace has a population of 637 with a median age of 33.3 years. Compare Sun River Terrace with other cities to see how it stacks up, or explore all cities in Illinois.
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Other Cities in Illinois
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Sun River Terrace
What is the population of Sun River Terrace, IL?
The population of Sun River Terrace, IL is 637 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Illinois.
What is the median household income in Sun River Terrace?
The median household income in Sun River Terrace, IL is $43,393 per year, which is 42% below the national median of $75,149.
What is the median home value in Sun River Terrace?
The median home value in Sun River Terrace, IL is $107,100, which is 56% below the national median of $244,900. A significant portion of residents rent their homes.
What is the average rent in Sun River Terrace?
The median monthly rent in Sun River Terrace, IL is $1,058, which is 9% below the national average of $1,163/month.
What is the unemployment rate in Sun River Terrace?
The unemployment rate in Sun River Terrace, IL is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Sun River Terrace, IL a good place to live?
Sun River Terrace offers a moderate cost of living, affordable housing, and a strong job market. With a population of 637 and a median age of 33.3, the city appeals to young professionals and families.
How educated is Sun River Terrace, IL?
16.2% of residents in Sun River Terrace aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Sun River Terrace?
Key cost-of-living indicators for Sun River Terrace, IL: median home value is $107,100 (56% below national), median rent is $1,058/month, and median household income is $43,393. The home-value-to-income ratio is 2.5x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Sun River Terrace?
The poverty rate in Sun River Terrace, IL is 36.5%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Sun River Terrace, IL?
Sun River Terrace's population is 7.5% White, 3.3% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 84.1% two or more races. 3.6% of residents are foreign-born.