Coldwater, KS
Population 667 · Kansas
About Coldwater, KS
Coldwater is a small community located in Kansas with a population of 667 residents according to the latest US Census Bureau American Community Survey data. The median household income is $46,250 per year, which is 38% below the national median of $75,149. The median age of 61.1 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Coldwater features a median home value of $73,100, which is 70% below the national median of $244,900. This makes Coldwater one of the more affordable markets in the country, potentially attractive for first-time homebuyers. Median monthly rent is $744, 36% below the national average of $1,163/month. Of the 508 total housing units, 67% are owner-occupied (263 units) and 33% are renter-occupied (132 units). The balanced mix of owners and renters indicates a diverse housing market.
Economy & Employment
The local economy in Coldwater shows an unemployment rate of 3.3%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 6.5%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Coldwater have an average one-way commute time of 10.2 minutes, one of the shorter commutes in the region.
Education & Demographics
15.9% of Coldwater residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The lower educational attainment rate may reflect the area's industry mix, with more employment in trades, manufacturing, or agricultural sectors. The community's demographic composition includes 1.9% White, 4.3% Hispanic or Latino, 0.0% Black or African American, and 0.1% Asian residents, with 0.0% of the population being foreign-born.
Cost of Living in Coldwater, KS
Compared to national averages, Coldwater has a median household income of $46,250 (38% below the national median of $75,149). Home values average $73,100, which is 70% below the national median. Monthly rent at $744 is 36% below the US average of $1,163. Within Kansas, Coldwater's income is 28% below the state average of $63,989, and home values are 36% below the state median of $113,913.
Why Live in Coldwater, KS?
Coldwater offers affordable housing with a median home value of $73,100, below the US average of $244,900, and rent that’s lower than the national average at $744/month, and a strong job market with an unemployment rate of just 3.3%. Additionally, the city features a low poverty rate of 6.5%, better than the national average, and short commute times averaging just 10.2 minutes.
Potential considerations include median household income ($46,250) that falls below the national average. However, Coldwater’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Coldwater has a population of 667 with a median age of 61.1 years. Compare Coldwater with other cities to see how it stacks up, or explore all cities in Kansas.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Coldwater
What is the population of Coldwater, KS?
The population of Coldwater, KS is 667 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Kansas.
What is the median household income in Coldwater?
The median household income in Coldwater, KS is $46,250 per year, which is 38% below the national median of $75,149.
What is the median home value in Coldwater?
The median home value in Coldwater, KS is $73,100, which is 70% below the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Coldwater?
The median monthly rent in Coldwater, KS is $744, which is 36% below the national average of $1,163/month.
What is the unemployment rate in Coldwater?
The unemployment rate in Coldwater, KS is 3.3%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Coldwater, KS a good place to live?
Coldwater offers a moderate cost of living, affordable housing, and a strong job market. With a population of 667 and a median age of 61.1, the city appeals to established professionals and retirees.
How educated is Coldwater, KS?
15.9% of residents in Coldwater aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Coldwater?
Key cost-of-living indicators for Coldwater, KS: median home value is $73,100 (70% below national), median rent is $744/month, and median household income is $46,250. The home-value-to-income ratio is 1.6x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in Coldwater?
The poverty rate in Coldwater, KS is 6.5%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Coldwater, KS?
Coldwater's population is 1.9% White, 4.3% Hispanic or Latino, 0.0% Black or African American, 0.1% Asian, and 0.6% two or more races. 0.0% of residents are foreign-born.