Germantown, MD
Population 90,521 · Maryland
About Germantown, MD
Germantown is a mid-sized city located in Maryland with a population of 90,521 residents according to the latest US Census Bureau American Community Survey data. The median household income is $112,149 per year, which is 49% above the national median of $75,149. The median age of 37.6 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Germantown features a median home value of $401,400, which is 64% above the national median of $244,900. This places Germantown in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $1,978, 70% above the national average of $1,163/month. Of the 32,540 total housing units, 67% are owner-occupied (21,313 units) and 33% are renter-occupied (10,553 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Germantown shows an unemployment rate of 4.9%, which is near the national rate of 3.7%. The poverty rate stands at 8.5%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Germantown have an average one-way commute time of 33.1 minutes.
Education & Demographics
50.2% of Germantown residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 1.8% White, 2.1% Hispanic or Latino, 2.5% Black or African American, and 19.3% Asian residents, with 38.7% of the population being foreign-born.
How Germantown Ranks in Maryland
Cost of Living in Germantown, MD
Compared to national averages, Germantown has a median household income of $112,149 (49% above the national median of $75,149). Home values average $401,400, which is 64% above the national median. Monthly rent at $1,978 is 70% above the US average of $1,163. Within Maryland, Germantown's income is 4% above the state average of $107,956, and home values are 0% below the state median of $402,447.
Why Live in Germantown, MD?
Germantown offers a strong local economy with a median household income of $112,149, well above the national average, and a well-educated community where 50.2% of residents hold a bachelor’s degree or higher, and a low poverty rate of 8.5%, better than the national average.
Potential considerations include a competitive housing market where the typical home costs $401,400. However, as a mid-sized city, Germantown provides access to a wide range of amenities and services.
Germantown has a population of 90,521 with a median age of 37.6 years. Compare Germantown with other cities to see how it stacks up, or explore all cities in Maryland.
Similar Cities Near Germantown
Cities in Maryland with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| Waldorf | 82,541 | $115,453 | $383,100 | Compare |
| Silver Spring | 82,129 | $98,880 | $619,400 | Compare |
| Frederick | 80,617 | $95,150 | $365,200 | Compare |
| Columbia | 105,871 | $129,173 | $480,300 | Compare |
| Ellicott City | 73,737 | $157,891 | $644,300 | Compare |
| Glen Burnie | 72,772 | $88,291 | $329,200 | Compare |
| Gaithersburg | 69,225 | $107,496 | $484,500 | Compare |
| Bethesda | 67,403 | $191,348 | $1,129,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Maryland
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare Germantown With Other Cities
Frequently Asked Questions about Germantown
What is the population of Germantown, MD?
The population of Germantown, MD is 90,521 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Maryland.
What is the median household income in Germantown?
The median household income in Germantown, MD is $112,149 per year, which is 49% above the national median of $75,149.
What is the median home value in Germantown?
The median home value in Germantown, MD is $401,400, which is 64% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Germantown?
The median monthly rent in Germantown, MD is $1,978, which is 70% above the national average of $1,163/month.
What is the unemployment rate in Germantown?
The unemployment rate in Germantown, MD is 4.9%, compared to the national average of 3.7%. Job seekers may want to research the dominant industries in the area.
Is Germantown, MD a good place to live?
Germantown offers above-average incomes, a competitive housing market, and growing employment opportunities. With a population of 90,521 and a median age of 37.6, the city appeals to a broad range of residents.
How educated is Germantown, MD?
50.2% of residents in Germantown aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Germantown?
Key cost-of-living indicators for Germantown, MD: median home value is $401,400 (64% above national), median rent is $1,978/month, and median household income is $112,149. The home-value-to-income ratio is 3.6x, a moderate figure by national standards.
What is the poverty rate in Germantown?
The poverty rate in Germantown, MD is 8.5%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Germantown, MD?
Germantown's population is 1.8% White, 2.1% Hispanic or Latino, 2.5% Black or African American, 19.3% Asian, and 25.3% two or more races. 38.7% of residents are foreign-born.