St. Charles, MO
Population 71,048 · Missouri
About St. Charles, MO
St. Charles is a mid-sized city located in Missouri with a population of 71,048 residents according to the latest US Census Bureau American Community Survey data. The median household income is $85,522 per year, which is 14% above the national median of $75,149. The median age of 38.9 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in St. Charles features a median home value of $280,800, which is 15% above the national median of $244,900. This positions St. Charles in a moderately priced market relative to the rest of the country. Median monthly rent is $1,186, 2% above the national average of $1,163/month. Of the 32,204 total housing units, 68% are owner-occupied (20,488 units) and 32% are renter-occupied (9,698 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in St. Charles shows an unemployment rate of 2.3%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 6.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in St. Charles have an average one-way commute time of 21.7 minutes.
Education & Demographics
44.2% of St. Charles residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 4.3% White, 0.9% Hispanic or Latino, 0.2% Black or African American, and 1.9% Asian residents, with 6.5% of the population being foreign-born.
How St. Charles Ranks in Missouri
Cost of Living in St. Charles, MO
Compared to national averages, St. Charles has a median household income of $85,522 (14% above the national median of $75,149). Home values average $280,800, which is 15% above the national median. Monthly rent at $1,186 is 2% above the US average of $1,163. Within Missouri, St. Charles's income is 40% above the state average of $61,047, and home values are 86% above the state median of $150,786.
Why Live in St. Charles, MO?
St. Charles offers a strong local economy with a median household income of $85,522, well above the national average, and a strong job market with an unemployment rate of just 2.3%, and a well-educated community where 44.2% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 6.0%, better than the national average, and short commute times averaging just 21.7 minutes.
St. Charles has a population of 71,048 with a median age of 38.9 years. Compare St. Charles with other cities to see how it stacks up, or explore all cities in Missouri.
Similar Cities Near St. Charles
Cities in Missouri with a similar population size.
| City | Population | Median Income | Home Value | |
|---|---|---|---|---|
| St. Joseph | 71,542 | $55,578 | $144,200 | Compare |
| Blue Springs | 59,416 | $84,075 | $241,500 | Compare |
| St. Peters | 58,200 | $89,827 | $252,800 | Compare |
| Joplin | 52,218 | $51,154 | $159,700 | Compare |
| Florissant | 51,915 | $66,344 | $136,200 | Compare |
| Chesterfield | 49,591 | $133,380 | $458,000 | Compare |
| O'Fallon | 92,697 | $107,203 | $305,100 | Compare |
| Wentzville | 45,734 | $111,409 | $302,700 | Compare |
Demographics
Racial & Ethnic Composition
Economy & Education
Housing
Other Cities in Missouri
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
Compare St. Charles With Other Cities
Frequently Asked Questions about St. Charles
What is the population of St. Charles, MO?
The population of St. Charles, MO is 71,048 according to the latest US Census Bureau American Community Survey estimates. This makes it a mid-sized city in Missouri.
What is the median household income in St. Charles?
The median household income in St. Charles, MO is $85,522 per year, which is 14% above the national median of $75,149.
What is the median home value in St. Charles?
The median home value in St. Charles, MO is $280,800, which is 15% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in St. Charles?
The median monthly rent in St. Charles, MO is $1,186, which is 2% above the national average of $1,163/month.
What is the unemployment rate in St. Charles?
The unemployment rate in St. Charles, MO is 2.3%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is St. Charles, MO a good place to live?
St. Charles offers above-average incomes, a competitive housing market, and a strong job market. With a population of 71,048 and a median age of 38.9, the city appeals to a broad range of residents.
How educated is St. Charles, MO?
44.2% of residents in St. Charles aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in St. Charles?
Key cost-of-living indicators for St. Charles, MO: median home value is $280,800 (15% above national), median rent is $1,186/month, and median household income is $85,522. The home-value-to-income ratio is 3.3x, indicating relatively affordable housing relative to local incomes.
What is the poverty rate in St. Charles?
The poverty rate in St. Charles, MO is 6.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is St. Charles, MO?
St. Charles's population is 4.3% White, 0.9% Hispanic or Latino, 0.2% Black or African American, 1.9% Asian, and 7.7% two or more races. 6.5% of residents are foreign-born.