Jefferson City, MT
Population 446 · Montana
About Jefferson City, MT
Jefferson City is a small community located in Montana with a population of 446 residents according to the latest US Census Bureau American Community Survey data. The median household income is $73,875 per year, which is 2% below the national median of $75,149. The median age of 38.8 years is close to the US median age of 38.9 years.
Housing Market Overview
The housing market in Jefferson City features a median home value of $282,000, which is 15% above the national median of $244,900. This positions Jefferson City in a moderately priced market relative to the rest of the country. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 176 total housing units, 100% are owner-occupied (176 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Jefferson City shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 4.9%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Jefferson City have an average one-way commute time of 26.9 minutes.
Education & Demographics
33.3% of Jefferson City residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 2.2% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 0.4% of the population being foreign-born.
Cost of Living in Jefferson City, MT
Compared to national averages, Jefferson City has a median household income of $73,875 (2% below the national median of $75,149). Home values average $282,000, which is 15% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Montana, Jefferson City's income is 12% above the state average of $65,821, and home values are 2% below the state median of $288,703.
Why Live in Jefferson City, MT?
Jefferson City offers rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%, and a low poverty rate of 4.9%, better than the national average.
Potential considerations include median household income ($73,875) that falls below the national average. However, Jefferson City’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Jefferson City has a population of 446 with a median age of 38.8 years. Compare Jefferson City with other cities to see how it stacks up, or explore all cities in Montana.
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Demographics
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Economy & Education
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Other Cities in Montana
Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Jefferson City
What is the population of Jefferson City, MT?
The population of Jefferson City, MT is 446 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Jefferson City?
The median household income in Jefferson City, MT is $73,875 per year, which is 2% below the national median of $75,149.
What is the median home value in Jefferson City?
The median home value in Jefferson City, MT is $282,000, which is 15% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Jefferson City?
The median monthly rent in Jefferson City, MT is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Jefferson City?
The unemployment rate in Jefferson City, MT is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Jefferson City, MT a good place to live?
Jefferson City offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 446 and a median age of 38.8, the city appeals to a broad range of residents.
How educated is Jefferson City, MT?
33.3% of residents in Jefferson City aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Jefferson City?
Key cost-of-living indicators for Jefferson City, MT: median home value is $282,000 (15% above national), median rent is $0/month, and median household income is $73,875. The home-value-to-income ratio is 3.8x, a moderate figure by national standards.
What is the poverty rate in Jefferson City?
The poverty rate in Jefferson City, MT is 4.9%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Jefferson City, MT?
Jefferson City's population is 2.2% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 0.4% of residents are foreign-born.