Finley Point, MT
Population 436 · Montana
About Finley Point, MT
Finley Point is a small community located in Montana with a population of 436 residents according to the latest US Census Bureau American Community Survey data. The median household income is $34,519 per year, which is 54% below the national median of $75,149. The median age of 61.9 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Finley Point features a median home value of $428,700, which is 75% above the national median of $244,900. This places Finley Point in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $925, 20% below the national average of $1,163/month. Of the 723 total housing units, 77% are owner-occupied (203 units) and 23% are renter-occupied (61 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Finley Point shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 14.2%, above the national average of 12.4%. Workers in Finley Point have an average one-way commute time of 21.4 minutes.
Education & Demographics
29.8% of Finley Point residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This is in line with national trends in educational attainment. The community's demographic composition includes 0.0% White, 16.1% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 3.7% of the population being foreign-born.
Cost of Living in Finley Point, MT
Compared to national averages, Finley Point has a median household income of $34,519 (54% below the national median of $75,149). Home values average $428,700, which is 75% above the national median. Monthly rent at $925 is 20% below the US average of $1,163. Within Montana, Finley Point's income is 48% below the state average of $65,821, and home values are 48% above the state median of $288,703.
Why Live in Finley Point, MT?
Finley Point offers rent that’s lower than the national average at $925/month, and a strong job market with an unemployment rate of just 0.0%, and short commute times averaging just 21.4 minutes.
Potential considerations include median household income ($34,519) that falls below the national average, and a competitive housing market where the typical home costs $428,700. However, Finley Point’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Finley Point has a population of 436 with a median age of 61.9 years. Compare Finley Point with other cities to see how it stacks up, or explore all cities in Montana.
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Finley Point
What is the population of Finley Point, MT?
The population of Finley Point, MT is 436 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Finley Point?
The median household income in Finley Point, MT is $34,519 per year, which is 54% below the national median of $75,149.
What is the median home value in Finley Point?
The median home value in Finley Point, MT is $428,700, which is 75% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Finley Point?
The median monthly rent in Finley Point, MT is $925, which is 20% below the national average of $1,163/month.
What is the unemployment rate in Finley Point?
The unemployment rate in Finley Point, MT is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Finley Point, MT a good place to live?
Finley Point offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 436 and a median age of 61.9, the city appeals to established professionals and retirees.
How educated is Finley Point, MT?
29.8% of residents in Finley Point aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. The educational profile reflects the area's industry mix and employment landscape.
What is the cost of living in Finley Point?
Key cost-of-living indicators for Finley Point, MT: median home value is $428,700 (75% above national), median rent is $925/month, and median household income is $34,519. The home-value-to-income ratio is 12.4x, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Finley Point?
The poverty rate in Finley Point, MT is 14.2%, compared to the national average of 12.4%. Residents and prospective movers should be aware of the economic challenges facing parts of this community.
How diverse is Finley Point, MT?
Finley Point's population is 0.0% White, 16.1% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 1.8% two or more races. 3.7% of residents are foreign-born.