Rocky Point, MT
Population 127 · Montana
About Rocky Point, MT
Rocky Point is a small community located in Montana with a population of 127 residents according to the latest US Census Bureau American Community Survey data. The median household income is $0 per year, which is 100% below the national median of $75,149. The median age of 69.5 years is notably older the US median age of 38.9 years, suggesting a more established community with a higher proportion of long-term residents.
Housing Market Overview
The housing market in Rocky Point features a median home value of $602,900, which is 146% above the national median of $244,900. This places Rocky Point in a higher-cost housing market, where property demand often outpaces supply. Median monthly rent is $0, 100% below the national average of $1,163/month. Of the 115 total housing units, 100% are owner-occupied (56 units) and 0% are renter-occupied (0 units). The high homeownership rate suggests a stable, established residential community.
Economy & Employment
The local economy in Rocky Point shows an unemployment rate of 0.0%, which is lower than the national rate of 3.7%, indicating a relatively strong job market. The poverty rate stands at 0.0%, below the national average of 12.4%, reflecting generally favorable economic conditions. Workers in Rocky Point have an average one-way commute time of 0 minutes, one of the shorter commutes in the region.
Education & Demographics
51.2% of Rocky Point residents aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This significantly higher educational attainment rate often correlates with access to knowledge-economy jobs and higher household incomes. The community's demographic composition includes 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, and 0.0% Asian residents, with 40.2% of the population being foreign-born.
How Rocky Point Ranks in Montana
Cost of Living in Rocky Point, MT
Compared to national averages, Rocky Point has a median household income of $0 (100% below the national median of $75,149). Home values average $602,900, which is 146% above the national median. Monthly rent at $0 is 100% below the US average of $1,163. Within Montana, Rocky Point's income is 100% below the state average of $65,821, and home values are 109% above the state median of $288,703.
Why Live in Rocky Point, MT?
Rocky Point offers rent that’s lower than the national average at $0/month, and a strong job market with an unemployment rate of just 0.0%, and a well-educated community where 51.2% of residents hold a bachelor’s degree or higher. Additionally, the city features a low poverty rate of 0.0%, better than the national average, and short commute times averaging just 0 minutes.
Potential considerations include median household income ($0) that falls below the national average, and a competitive housing market where the typical home costs $602,900. However, Rocky Point’s smaller community size offers a quieter lifestyle and tight-knit neighborhoods.
Rocky Point has a population of 127 with a median age of 69.5 years. Compare Rocky Point with other cities to see how it stacks up, or explore all cities in Montana.
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Demographics
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Economy & Education
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Data source: US Census Bureau ACS 5-Year Estimates. Last updated: 2026-04-05.
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Frequently Asked Questions about Rocky Point
What is the population of Rocky Point, MT?
The population of Rocky Point, MT is 127 according to the latest US Census Bureau American Community Survey estimates. This makes it a small community in Montana.
What is the median household income in Rocky Point?
The median household income in Rocky Point, MT is $0 per year, which is 100% below the national median of $75,149.
What is the median home value in Rocky Point?
The median home value in Rocky Point, MT is $602,900, which is 146% above the national median of $244,900. The majority of housing units are owner-occupied.
What is the average rent in Rocky Point?
The median monthly rent in Rocky Point, MT is $0, which is 100% below the national average of $1,163/month.
What is the unemployment rate in Rocky Point?
The unemployment rate in Rocky Point, MT is 0.0%, compared to the national average of 3.7%. This lower-than-average rate suggests a relatively healthy local job market.
Is Rocky Point, MT a good place to live?
Rocky Point offers a moderate cost of living, a competitive housing market, and a strong job market. With a population of 127 and a median age of 69.5, the city appeals to established professionals and retirees.
How educated is Rocky Point, MT?
51.2% of residents in Rocky Point aged 25 and older hold a bachelor's degree or higher, compared to the national average of 33.7%. This above-average educational attainment often reflects a knowledge-based local economy.
What is the cost of living in Rocky Point?
Key cost-of-living indicators for Rocky Point, MT: median home value is $602,900 (146% above national), median rent is $0/month, and median household income is $0. The home-value-to-income ratio is Infinityx, which suggests housing may be stretched relative to local earnings.
What is the poverty rate in Rocky Point?
The poverty rate in Rocky Point, MT is 0.0%, compared to the national average of 12.4%. This below-average poverty rate reflects generally favorable economic conditions in the community.
How diverse is Rocky Point, MT?
Rocky Point's population is 0.0% White, 0.0% Hispanic or Latino, 0.0% Black or African American, 0.0% Asian, and 0.0% two or more races. 40.2% of residents are foreign-born.